LVNV

congrats on settling capital one! i settled with them, too (but i do not western union anyone), isn't it great to pay off a debt?
LVNV.. i am dealing with one of their companies. I send out a debt validation and they keep dissapearing and selling me to one of their other companies. :/
i would send a debt validation letter because i do not trust them one bit! they are pretty agressive and kinda scare me, too.

Definitely send them a debt validation letter and also a cease communication letter! They are relentless!

Hold off on the C&D to LVNV/Resurgent. They will take that as a full cease comm and if you're still w/in SOL, they will file suit. Simply state in your DV that "All calls to my employer place my employment in jeopardy" and "All calls to my home or cell phone are recorded". That will also serve as notification if you are a 2-party recording state.

nascar, i sent a dv and c & d (cause its standard for me) to a group within LVNV, i am assuming they would pass it on to another group but now i do not know? i only did it cause i always do, is this okay?

Was it Resurgent? They are LVNV's primary CA but there are several others. LVNV only does the reporting. I can't say for certain but based on their response to my BBB complaint, it does seem to be their policy regardless of which CA they use.

nah it was one of their other ones. nothing showed up on my report yet, actually (I just checked yesterday..). I only knew they were connected to LVNV through this board.
how will i know if they are to sue me? do i just need to wait for a summons? or will they bounce me to another ca? (some said they tend to bounce you from one to another?) either way i just want to be prepared..

Are you still w/in SOL? How much are we talking about? You can keep an eye on your couty courts website to check filings if they have a site.

sadly i work for the county as it would come through my office, which is what freaks me out the most :'(
yes, i still am in SOL but it's only for like $600. It's for HSBC, i would have paid but HSBC was being kind of shady and i was not sure how they even got that amount (plus i didn't have enough to pay it at the moment)

A few months ago I'd tell you not to worry about it. $600 is not enough to file suit over. Now, with the changing economic climate, I'm reading more and more stories from people who are sued for amounts less than $1000.

yea, i guess i will keep my eye out and keep everyone posted
(by the way i am sorry for cutting in this thread! )

for less than a $1000.00. I had two small capital one cards $500.00 each limit and lost income and could not make the payments. (I had to pay rent etc..) Well needless to say, they turned them over to a debt collecting attorney and both cards are up to almost $800.00 apiece. I have not heard from them in awhile so I am in limbo. I sent DV letters and I am now trying to get annuity money to pay these people off. The stress is almost too much for me to shoulder anymore. I have two other cards who were sold off and some of the bottomfeeders mentioned on this board has them.

charbo62, it will be okay regardless. this is my last debt and it, too is in limbo.. i sent DV and they went in hiding - for now.

I have an account that is showing LVNV but I am actually being contacted by Redline by phone and messages.

LVNV is a junk debt buyer. The only thing you will ever see from LVNV is their tradeline on all 3 CR's. Redline is the CA that they have contracted with to collect. DV both Redline and LVNV.

whats weird is they are not on my report, it just shows as HSBC charge off. Receivables Performance Management contacted me and an old thread here said they were connected with LVNV?

I don't see that LVNV and RPM are affiliated. I imagine that LVNV will report soon. Make sure it shows as "Disputed by Consumer"

FYI I was sued by a collection attorney for around 400.00. I wound up owing 900.00 when they tacked on legal fees and court costs! It was also HSBC.

thanks to both of you for advice, I do not know for a fact if they are connected, (i hope they are not as LVNV scares me!)
i feel kind of bad cutting into this thread so i am going to "bump" up my old thread, maybe you could offer advice? (btw, frog - did you get any warning of this? or did they just sue you out of nowhere?)

I have this same issue with HBSC, went to Resergent Capital, but West Asset management calls me 4 times a day about it. Very confusing. I guess they are all connected...

hsbc is weird anyway because they were calling me the same time as ER solutions - er solutions went away after sending a dv (why would i pay them when hsbc was still billing me and calling me??) but than rpm popped up.