Paid account but still shows as owed

Send the paid in full letter to the Original Creditor. It could be that the CA did not send an update to the OC yet.

Are you sure the CA was collecting for the OC?? You said transferred to another lender, did you mean another CA.

Collection agency was collecting for the account I had with original creditor. CA did not claim to own the account. If the CA owns the account, do they not have to tell the original creditor when it's paid?

If they were claiming to collect for the OC account did you ever DV the CA??

I believe if the OC sells the account it is showed as transferred or sold on your credit report with a ZERO balance. Most rated at an R9. If the status of the OC account is showing otherwise on your credit report with a balance then dispute it and get it updated.

It can also take up to 30 days for it to update on your credit report, but I deff dispute it.

I had some like that. I disputed it with the credit bureaus, the issue being that it should have zero balance.

If the original creditor sold/transferred it, the tradeline for the original creditor should show zero balance as you no longer owe the OC.

The CA you paid must have been collecting for a junk debt buyer?

I wish I could have known. Both the original creditor and the CA (Palisades) still showing on my credit report that I owe for this debt. I did obtain a consumer attorney to sue CA still reporting the debt, so the attorney will make sure the CA side of it gets fixed but as for the original creditor reflecting the correct status, I'm not sure how.