Usual "Crap" from Cash Transfer Centers-Need Help with Response
Date: Sun, 04/12/2009 - 01:31
We sent our letters and received a PIF from Geneva Roth. So nice of them seeing as they got $1500 on a $500 loan. And we haven't heard back from 4 of them. My Cash Now, United Cash Loans, PayCheck Today and Dollar Quick. So, I guess it's just "wait and see" with those.
My question is how to respond to Cash Transfer Centers. They sent their "typical" response (by email and regular mail) about having to follow the "laws of Malta" and our account being "under investigation". Our bank account is frozen and will be closed shortly.
Does anyone have any thoughts on how we should respond to this ? Is there a letter "template" somewhere ? This board has been a tremendous help to us.
Thank You
Did you send them the letter stating they are illegal. IF so jus
Did you send them the letter stating they are illegal. IF so just keep sending it. Everytime they come back with the Malta crap send the letter again.
If you did not send it then you can find it here Scroll to the 13th post to find it. You need to change it to reflect your information and state laws.
Yes, nohigal, we did send those letters (using the template foun
Yes, nohigal, we did send those letters (using the template found on this site). And as you suggested, we'll just keep sending it to them.
BTW, I want to thank you, you in particular have been a great help to us. I can't thank you enough. :D
I repeatedly sent an illegal lender the same email over and over
I repeatedly sent an illegal lender the same email over and over again every day until finally I received a response from them asking me to cease and desist contacting them as I was bogging up their in box. Sooooooo, I replied: OK, if you say so! lol
Fashion Dolls - When did you default on CTC? Also, how many loa
Fashion Dolls - When did you default on CTC? Also, how many loans did you have with them?
Quote:follow the "laws of Malta" Get them on the phone and ask
Quote:
follow the "laws of Malta" |
Get them on the phone and ask them "Where do I live" then after they answer tell them that their "laws" do not apply here in the United States.
Quote:
our account being "under investigation". |
Tell them that you are scared that you are getting investigated, then inform them that they in turn are getting investigated by the FBI. this usually shuts them up.
Quote:
Our bank account is frozen and will be closed shortly. |
Tell them that they do not have permission or the authority to touch your account. end of story. Tell them THEY Have to follow the rules of the United States.
But make sure you get them on the phone. Keep them on the phone and keep your tone at a mono-tone level. Each time telling them these things. They will get the point and you will have some fun hearing them change their position from one thing to another.
The way they work is they will definitely send a wage assignemen
The way they work is they will definitely send a wage assignement to you employer. I am assuming they did that. If not be sure you tell your employer that it is revoked. After their threats and other nonsense you will get a settlement letter "on behalf of them." It is from them using a different name. It will be for about 40 percent of what your supposed balance is. The choice is yours to settle or not. They are a totally illegal operation in this country so there is nothing they can do to you. If a collector picks it up their is nothing they can do either. Just stay out of Malta. LOL
We "defaulted" (if you want to call it that) on March 31st. U
We "defaulted" (if you want to call it that) on March 31st.
Unfortunately we've taken out a loan with them so many times, we've lost count. We started with them about a year ago.