can i go to prison?

No, debtors prison was abolished many many years ago. Debts are civil matters, not criminal.

Debt are civil matters, so you cannot go to jail for your debt. However you may face penalties or you may be asked to pay high interest.

Someone may come to your house to break your legs.



Just kidding!

Thats only if you owe the Mob. :lol:

LMAOO :lol:

i dont know guys, i had some collectors that i personally feel were in the mob! if they could have reached through the phone and strangled me i think they would have!

on a more serious note, they could not make a jail large enough. I believe that most people at some point and time get themselves into trouble its just that we learn from the mistakes. Frankly i got sued once and i live in a very small town and the list of hearings that day was 3 pages long. I no longer felt like a looser who could not pay her bills. You figure that was just one day.

Today, I received a call from the offices of Frederick Hanna, the collection outfit that B of A has engaged for my wife's accounts. Both she and I are on Social Security Disability. When I told this to the woman who called, her first words were "how much is your disability?" and I replied "what difference does it make?". Perhaps I should have replied differently. In any case, she told me "it's not the bank's fault you are disabled". I guess they will say almost anything in attempting to intimidate us. Plus, she used the term "impending lawsuit" a few times, which I assume was meant to make me think I was going to be sued without actually saying it (they can't tell you that you will be sued unless they intend to do it, as I understand the law).

That's exactly correct - a collection agency cannot make threats they do not intend to follow through on. It doesn't seem to stop them from trying it, however, because they are counting on people being ignorant of the law.