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PA PDL'S

Date: Thu, 05/07/2009 - 09:58

Submitted by Randall325
on Thu, 05/07/2009 - 09:58

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Total Replies: 4


I am confused as to which PDL's are legal in PA.
I have several (ouch) and now have lost my jobs. I need to find a way to keep them from emptying my bank account every two weeks. I have loans with the following:

usfast cash
Cash Advance Network
Ameriloan
Eastside Lenders
500 Fast Cash
Fastwire Cash
PayDay One
Cashnet USA
My Cash Now

I have had these loans since the begining of the year and I am really over whelmed with them.
Does anyone know if any will work with me or is it better to just close my accounts (as described in other threads)?

Thanks


the only legal pdl is CASHNET USA.all the others are illegal.if you could list the following.

how much borrowed from each
how much debited by each total include fees

there is a sticky.third from the top of this forum.it shows you how to deal with illegal lenders.


lrhall41

Submitted by paulmergel on Thu, 05/07/2009 - 10:10

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this is what I can gather since they delete past ACH payments if you refinance. I looked at my bank statement and this is as close as I can figure:

usfast cash borrowed 400, have paid 665 so far
Cash Advance Network: borrowed 15, paid 235
Ameriloan: borrowed 300 paid 380 (not all of the principal is paid yet)
Eastside Lenders: borrowed 250, paid 450 (not all of the principal is paid yet)
500 Fast Cash: borrowed 300, paid 625 (one payment left)
Fastwire Cash: borrowed 400, paid 360, no principal
PayDay One: borrowed 500, paid 551, no principal
Cashnet USA borrowed 500, paiad 250 no prinicipal
My Cash Now boorowed 500, paid 684 so far


lrhall41

Submitted by Randall325 on Thu, 05/07/2009 - 10:56

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hears the good news.except for cashnet usa.every dime debited by these places goes towards the loan.i noticed that just about all of these are paid.please go to the third sticky from the top.it will show you how to deal with illegal lenders.


lrhall41

Submitted by paulmergel on Thu, 05/07/2009 - 11:00

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Randall325 all of your loans are way overpaid and you are due "paid in full" and refunds. The first thing you will need to due is secure your bank account ASAP!

Paul is correct about Cashnet USA. They are licensed and you can set up a payment arrangment with them. Other than that all the other PDLs listed are Illegal.

Please read HERE before closing your bank account.


lrhall41

Submitted by Cool_Abyss on Thu, 05/07/2009 - 13:40

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