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866-554-1014 - Has anyone heard about Check n Go Law Office?

Date: Tue, 05/12/2009 - 13:17

Submitted by gt1fan
on Tue, 05/12/2009 - 13:17

Posts: 12 Credits: [Donate]

Total Replies: 10


I was contacted by someone via email regarding a defaulted Check N Go Installment Loan, from "The Law Offices" based out of Williamsville, NY. I paid 3 installments of $353 and then stopped paying. The original loan amount was $1500. They want $1815 but are willing to settle for $1000 by the end of May. What should I do?


Here is the letter they sent:

"The Law Offices has offered you an opportunity to pay less than the amount due to satisfy your delinquent account. This settlement- in -full shall be in the total amount of $1,000.00 which is due on or before 5-29-2009.

When you provide a check as payment, you authorize us either to use information from your check to make a onetime electronic fund transfer from your account or to process the payment as a check transaction.

If you have any questions relative to the above referenced settlement, please do not hesitate to contact our office toll free at 1-866-554-1014, Monday, Thursday 8:00am ??? 9:00pm EST, Tuesday, Wednesday and Friday 8:00am ??? 5:00pm EST. Please refer to the file number indicated above. Please remit your payment to 90 Curtwright Drive Suite 2, Williamsville, NY 14221.

Upon clearance of funds the account will be updated as paid in full and your credit file with the credit reporting agencies will be notified that this account has been paid. If you do not meet the above terms, our office can declare the balance in full due and proceed accordingly.

Federal law requires we notify you this is an attempt to collect a debt and any information obtained will be used for that purpose.


Sincerely,

Allan Prudente
Legal assistant
The Law Offices"


lrhall41

Submitted by gt1fan on Tue, 05/12/2009 - 13:52

( Posts: 12 | Credits: )


Well, you've already paid a little over $1,000 on the 1,815? Or are they saying the $1,815 is in addition to? You need to make sure they have given you credit for what you have already paid.

I am currently fighting my own battle with these Yahoos! They have violated the FDCPA so many times, right out of the box, they are going to end up owing me money!

Check out my other post concerning these @$$-clowns here!

http://www.debtconsolidationcare.com/collection-agencies/buffalo-ny-scheme.html


lrhall41

Submitted by FloridaRon on Tue, 05/12/2009 - 13:53

( Posts: 1190 | Credits: )


OIC.

Did you request validation of this debt? Is it still within the 30-day time frame?

If the original loan was for $1,500, you paid 3 payments of $353 (1,059) to Check-n-Go, and the loan is only 2 years old, I'm unclear as to how they can say you still owe $1,815.

Personally, I would request validation asking them to show how they arrive at that amount.

Sit tight and see if anyone else pops in to offer any input.


lrhall41

Submitted by FloridaRon on Tue, 05/12/2009 - 14:10

( Posts: 1190 | Credits: )


This caller continued to call my job and leave messages on a co-worker's vm with the same first name. I finally called this person back and advised them that they have to stop contating my place of employment. I hung up on the guy when he got rude. He then called my HR department and said he wanted to verify my employment and advised them that I was going to get sued. He told her that if I called him back and speak with him he wouldn't pursue the matter. He said he was from the "Law Offices".
Five days later he sent in a form asking what's my current resident address, home phone number, salary. Of course that has nothing to do with employment verification. So she only marked the box stating that I was employed with the company. The contact person was Mr. Foulis. We haven't heard from them since.


lrhall41

Submitted by on Mon, 09/28/2009 - 20:26

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Here is the owner,

Christopher M Ranieri
Member in Good Standing Eligible to practice in Florida


ID Number: - 127760
Address: Law Office of Christopher M. Ranieri
8551 W Sunrise Blvd
Plantation, Florida 333224007
United States
Phone: 954.7392527
Fax: 954.4524235
E-Mail: [email]ranierilaw@bellsouth.net[/email]


County: Broward
Circuit: 17
Admitted: 10/23/1997




10-Year Discipline History None



Law School: Pace University School of Law
Graduation Year: 1983
Degree: Doctor of Jurisprudence/Juris Doctor


Federal Courts: U.S. District Court, Middle District of Florida
U.S. District Court, Southern District of Florida
State Courts: New Jersey
New York


lrhall41

Submitted by on Thu, 10/15/2009 - 11:27

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