Childs Medical Bill in Collections and reported to my Credit Reports

Date: Tue, 05/12/2009 - 14:46

Submitted by anonymous
on Tue, 05/12/2009 - 14:46

Posts: 202330 Credits: [Donate]

Total Replies: 6

NEED ADVISE: A-1 Collection has posted a collection account to the Credit B. in my name as a result of a medical bill dated 7/2005 to which I have never received a notice. I moved several years ago and they claim bills were sent to old address. Mail is only forwarded for 1year. At the time of the ER visit, I was insured and the billing dept submitted the bill to an old insurance company. I have been insured with my current company since 3/2004 DOS was 7/2005. I called the collection agency after seeing my credit report . Also provided them a Certificate of Coverage showing I was covered. What is disputable is me giving the hospital my new insurance information, WHICH I DID! Can I send a validation letter or is it too late? I gave the CA my new address and to date have not received a formal letter advising me that they have an account in collections. As well, this is my minor childs debt. Although I'm her mother, and responsible, I was never notified. This is messing me up real bad. Any advise?

i am sorry you are going through this hard time :( i cannot off

i am sorry you are going through this hard time :(
i cannot offer much advice but perhaps me bumping this thread could give it more attention?

lrhall41

Submitted by bea2ls on Wed, 05/13/2009 - 11:27

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I would contact your current ins company since they were the one

I would contact your current ins company since they were the ones you had at that time, and explain what is going on, they should be able to give you some answers as to what can be done.

lrhall41

Submitted by on Wed, 05/13/2009 - 16:00

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I'd also contact the hospital and request a copy of your file. N

I'd also contact the hospital and request a copy of your file. Not only will that have the medical history, it also has the payment history and receipts, etc. And then go through them with a fine tooth comb.

lrhall41

Submitted by Chrys Henderson on Thu, 05/14/2009 - 05:40

( Posts: 2538 | Credits: )

Child Medical Bill

Thanks for bumping my thread! Any help would be very much appreciated! I'm going through hell here. My credit score dropped nearly 80pts!

lrhall41

Submitted by on Thu, 05/14/2009 - 07:37

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Child Medical Bill

I just called the hospital and requested a copy of all medical files concerning the visit including where I signed off on medical information. I'll keep you all posted. P.S. Does anyone know if I can send a debt validation letter?

lrhall41

Submitted by on Thu, 05/14/2009 - 07:40

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If you feel that there are extra charges tacked on or you do not

If you feel that there are extra charges tacked on or you do not know what the charges involved are, then by all means, have the debt validated first.

lrhall41

Submitted by Chrys Henderson on Thu, 05/14/2009 - 20:05

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