another problem w/ jdb

Thre OC is out of the picture now. They've sold the debt to the JDB so your stuck dealing with them. Who is the JDB? What state do you live in? When was the last time you paid on the account?

If the third party collector did not validate then they must stop collection until they do. If they continue to collect without validation you can sue them for 1000.00 for each violation under the FDCPA.

jdb=nco, i live in indiana..its a charge card...date of last acitivity(according to credit file) 8/00...but i can't say for 100% thats correct..i know i quit paying on card for sure in 02 during a divorce and i know i haven't paid since...nco would not validate instead sent me a summary letter..

Here is a link for the SOL in your state at http://www.fair-debt-collection.com/SOL-by-State.html#15 NCO is hard to deal with.

Keep copies of all correspondence you have with them, in case you need it later. I would send a follow up DV letter, along with a copy of your first one.

I dealt with them years ago, and it is important to keep a paper trail .

I live in Georgia and I keep receiving debts from Connecticut and Florida which are not mine. The 7 year period has long been over but they just keep sending collection letters. What should I do to make this go away?

Tell them to stop sending you letters. Send them a letter - Cease & Desist.