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closing bank account & need another

Date: Mon, 05/18/2009 - 10:44

Submitted by netau
on Mon, 05/18/2009 - 10:44

Posts: 43 Credits: [Donate]

Total Replies: 25


If i close my bank account due to nsf and pdl's will the bank let me open another account being on chex systems? I do not know what else to do.


Some due to pdl's some due to poor money management. I have never been in this bad of shape before!!! The major problem is that my check will be direct deposited this friday and I will have no money because the nsf's will take it all and then I am right back to where I started!!!!!


lrhall41

Submitted by netau on Mon, 05/18/2009 - 12:21

( Posts: 43 | Credits: )


I was caught in the PDL trap also. I ended up opening a new account before the old bank had a chance to report to Chexsystems. Ive had this account for 15 years! I just screwed up so bad and I am unable to pay them the full amount at the moment and there is no point in partially paying right now when they are just going to tack on additional overdraft fees! So your best bet is to open a new account somewhere else and deal with the other account as soon as you have all the money owed saved up. Eventually they will take away the majority of their fees just so you wil pay them.


lrhall41

Submitted by on Mon, 06/01/2009 - 10:22

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You know, people are on here trying to do better and fix the things they have severly screwed up on. The last thing that people need you telling them is how pathetic they are, I know, I messed up and I am trying to act like an adult and fix what I have created, so unless you have something useful to say, don't say anythying, you are not perfect I am sure you have royally screwed something up in your life, so back off!


lrhall41

Submitted by netau on Mon, 06/01/2009 - 10:48

( Posts: 43 | Credits: )


I guess you just need to feel better about yourself by putting others down, that's okay, I understand what people like you need to do to feel good about themselves, I work with them everyday, pretty sad really. Go on living your "perfect" life so you tell it, people like you are much more screwed up than people like me who can own up to their mistakes, take the steps they need to take to fix things and become stronger in the end.


lrhall41

Submitted by netau on Mon, 06/01/2009 - 11:06

( Posts: 43 | Credits: )


i deleted guests wonderful commentary.they have been on here all day.what a humanoid.


lrhall41

Submitted by paulmergel on Mon, 06/01/2009 - 13:40

( Posts: 15514 | Credits: )


This forum is about people helping people and I am one of the people they have graciously helped. Literally saving my life. I hope you do use this for research. Prehaps it will keep others from falling into this trap. I'm afraid however, coming from someone like you, it will simply fall on the deaf ears of your many, well off, educated friends whom I'm sure have already figured out what an idiot you are.


lrhall41

Submitted by on Mon, 06/01/2009 - 14:20

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yep afraid so guest as i suspect they work in the scam or bottomfeeder collection field.


lrhall41

Submitted by paulmergel on Mon, 06/01/2009 - 14:22

( Posts: 15514 | Credits: )


Mr. Mergel
Thank you very much for deleting the "guest" commentary. Wow, what a mean individual. I also agree, if they are in such wonderful financial shape then why are they on this site? I appreciate all of the advice that I have been given and I am taking the necessary steps to fix not only my financial problem but my recent financial behavior. It is nice to know that there are real people on this site that want to help. You know, I am a good person, with a good job in a bad situation. It does not matter who you are, anyone can have financial problems and it is not always because you make poor choices, sometimes with medical expenses, etc.... you just fall into a never ending trap so it seems. Anyway, people like our little "guest" are just too inconsiderate to stop and think about the entire picture. Enough of my rambling...Hope everyone has a nice day....


lrhall41

Submitted by netau on Tue, 06/02/2009 - 05:35

( Posts: 43 | Credits: )


it's my pleasure to help in any way.even deleting attack posts if necessary.


lrhall41

Submitted by paulmergel on Tue, 06/02/2009 - 05:37

( Posts: 15514 | Credits: )


For someone who's educated, harworking, and well off, you seem to know alot about the welfare office and it appears you may have more time and different reasons other than those you have claimed for harrassing people on this website. Could it be grade school is out for the summer and your parents have had to block all the bad sites on your computer?


lrhall41

Submitted by on Tue, 06/02/2009 - 08:13

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