i realy need answers to stop repo

Your car can be repossessed even if you make only one missed payment, as it is considered breach of the loan agreement. If you cannot make the creditor agree to modify the loan agreement, you can consider selling your car. You need to inform your creditor of your plans of selling the car and the creditor has to temporarily stop the process of repossession. Once the car is sold, you pay the money for which the car has been sold to the creditor and the creditor will make arrangements for you to repay the remaining portion of the debt.

but its my only way to get to work i work 50 miles away this is why i need it to stop repo

Try talking to a supervisor or loss mitigation dept. If they won't work with you then unfortunately you will need to come up with the money somehow...can you get an advance on your pay thru your work? Can family help?

Unfortunately the loan is secured by the car and if you miss payments they will repo...sometimes the collector is playing hardball...try talking to a manager or the loss mitigation/repo dept.

if i go into bankrupt will that stop my car from bing repo

Perhaps temporarily, but they own the title for your car so they will have the right to repo the vehicle unless you can get back into good standings with the lender.

ask them for a deferment they can do it what it does is puts what you are behind on the end loan and you pay a fee of course but you keep your car///// if you file bankrupt it is federaly protected by laws but only until the case is final then you will get repoed

When I asked for a payment deferment on my car loan, the woman at Wachovia told me that they are not allowed to do anymore deferments because of a new law.

But I don't know if she was lying or not.

L-Y-I-N-G!!!!