Credit Score

Experian has already stopped offering FICO scores to consumers. So you can get the FICO scores only from Equifax and Transunion. For ordering the FICO score of your choice, you can visit the link "http://www.myfico.com/Products/Products.aspx"

i have been using my fico and its pretty helpful

FICO is not just the most accurate, it's the only true score out there. Anything you get from TU and EX are FAKO's (Fake-o's) What is your ultimate goal? There are several different FICO scores, the most common is the Vantage score which is used by credit card companies (I call it the sucker score because that's the one that tells a CC compnay if you're likely to carry a balance and they can make more money off of you). There are also scores used by auto lenders and most importantly, the mortgage FICO.

My ultimate goal is to buy my own home.
How come one can only get the FICO score from Transunion and Equifax? What do you do when you want a score from Experian?

Thanks!

You can get all 3 from MyFICO.com

Hi Nascar
I've right now visited myFICO.com site and found that they are also offering scores from Equifax and TU. They have currently 4 products - Score Watch (score from Equifax), FICO Standard (Equifax/TU), Suze Orman's FICO Kit Platinum (Equifax/TU) and FICO Quarterly Monitoring (TU).

All of this 'scoring stuff' can get confusing for me. In these tough days, what ARE the CB's TRULY looking at? Fico, Vantage scores, etc.?

The Credit Reporting Agencies have their own algorithms but they are not true FICO scores. Nor do they look at scores since they are reporters only. They have just packaged a product that consumers will buy because they don't know any better. You get a few too many free credit report dot com commercials jingling around in your head and you're suckered in. CC companies look at your Vantage score, Mortgage comnpanies look at your mortgage FICO, etc.

what do lenders for graduate school loans look at?:)