James West aTTorney

I did a Google search and found that the actual name of the law firm is West & Costello, LLC. If they are calling you up for a debt with American Express, they are required to send you a written notice within 5 days of initial communication, informing you of the amount of debt, the name of the creditor and a debt validation notice.

No, I think they are based out of Houston, texas. The other thing is that they do not have my present address as I am out of the country and i dont think they have my forwarding Address. I would love to repay the debt but I do not have the funds or resource to do it at the Moment.What can they do if they cant find me.

Since you are out of your country, the creditor cannot do anything right now to recover the debt. When you come back you can negotiate with them for a debt settlement and pay off the debt. But before negotiating get the debt validated from them.

The law firm has been leaving messages for me on my VOIP phone.Can These attorney's do anything to track as to where I am. How do they find relatives etc. I have been reading on the forums that they usually track down the person by calling relatives and friends. It is not that I want to run away from the debt. I basically have no money to pay them back and am scared of getting sued. Please help

No, these law firms cannot track you outside your country, because the International laws differ across countries. I'm not sure how they get the number of relatives and friends, but they can definitely sue you for the debt and bring a default judgment against you.

But Can the default judgment be used since I am not in the country.Will it just be applicable when I come back into the country.

Yes, the creditor can bring a default judgment against you even if you are not in the country, but they will start the process of collecting the judgment amount through garnishment once you return back. Judgments has its own SOL and the creditor can recover the debt within the SOL if you return back during that period. You can also go through this thread in the forum http://www.debtconsolidationcare.com/collection-agencies/amex-usdebt.html .

Here are the facts. James A. West Law Firm is in Houston and is a knowingly illegal firm. They still operate; but have gone silent lately. Do not talk to them if they call. Do not give them info. They use bully-tactics and only ask for your account info over the phone...this is illegal.

James A West is a real lawyer. The Firm is james A. west, p.C.. He is licensed by the bar and will sue people who do not pay. There is nothing illegal about him or his firm

whatever you say pal.they sure don't act like it.

These people are pure evil. Ms. Hightower included.

James West's office is a bottom feeding, junk debt buying, rent-a-lawyer office that relies solely on scare tactics to collect debts they cannot validate. Send a DV certified mail and if they do not properly validate the debt, sue them in federal court for violating the FDCPA so they end up paying you. In my experience, they are full of hot air, their collectors are dumb fools, and they all fold like a house of cards when held to the law.

They are only licensed in Texas, can't sue outside the state / nor do they have any power anywhere else.

Even if they sue you in Texas, they cannot prove you owe the debt in court as they only have information on a computer screen - no documentary evidence whatsoever. Challenge them every step of the way and they will fold like a cheap suit.

does anyone have the 1-800 number that they gave to you to call them back, I also received a call from them and they told me that they would have to send all the paper work to a magistrate in my area as I do not even live in the state of Texas. I already agreed to make payment arrangements and now and not so sure I did the right thing!

If you gave them access to your checking account you need to cancel that acount immediately. They will clean you out.

Then send them a DV letter before you take any further steps.

try this number 713-260-7627

that is the number or 713 260 7627 i had a van repoed 18 months ago they called and called until i set up payment plan they take it out of my bank account every month i always watch it there has never been a promblem i live in lincoln nebraska it is my debt just dont have it to pay

1-866-284-4374 Ext 1183

This is my problem with these guys.... they are calling my home because my husband and his father have the same name. This is my father-in-law's debt and when I tell them that they have the wrong number they do not believe me - even though they verify the birth date and I tell them my husband is not 65 years old!! I guess they are so used to getting the run around - they dont believe the truth when they hear it.... but I am getting tired of saying the same thing over and over - it's not my debt!

Send them a cease-and-desist letter. Templates are available on our site. Please mail it certified mail, return receipt requested. Keep the green receipt postcard when it comes back, as proof that they got the letter.

So what happens if you dont have the money to pay the debt at this time? In the last 2 years i lost my job because they closed the doors due to ecnomy and lost my husband to a 23 year old and had to up root a move. so now i am a single mom starting over and dont have the money to pay right now.

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Yes I got problems too, they keep calling me and scaring me to make settlement of my debt which is I did not open it myself. I wanted to pay but the thing is I did not do it, I not even around the state when they told me I purchased for a gas. How would I know those debt collectors are legal or illegal? I keep asking them to send me an activity of that account and prove show my own signature, but they NEVER send it to me.

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I keep getting calls from them also and I live in Wisconsin. They do sound threatening. Not sure what I should do. My husband has been laid off for over a year because of the decline in the union position. I would pay if I had it. The man that is calling, Mr. Phillips is extremely rude on the voice messages, and has no hesitation in calling my work and telling the receptionist exactly why he is calling! Is this a legit law firm?

Does your company record calls? If so get a copy of him telling the receptionist why he is calling because THAT is third party disclosure and violates your rights.

For those of you who can't pay: The economy being what it is, you have to take care of yourself and your family foremost. if you HAD the money you would pay it. Any court would see that. What you need to do is first make sure the debt is legitimate and the company collecting upon it the right one to be doing so. You do this with a debt validation letter.

If they validate it, then you can send a letter of an offer to make payment arrangements. Explain the amount you are offering is all you can do at this time. If they don't accept it, keep sending it ever 30 days or so (all by certified mail return receipt). If they sue you, break out your folder of sent proposals and show them to the judge and explain that you were trying to pay your obligation but the company kept refusing.

The number left on my child's cell phone is 1-800-568-4116 xt 1309 the assistants name is Shavonne. We have filed bankruptcy and this has been filed in the court with all needed legal paperwork being sent by OUR attorney to our creditors. I'll let you know if they try to get nasty with me!!!

i am having the same problems with jame west. i enroled in a debt reduction program to resolve my debts. its been about seven months of paying them a monthly payment and the account has went no where. They are still charging me a 29.99 percent on that money . so the balance is never going to go down. the proposal was suposed to be at 0 percent intrest but the denied that propasal and kept taking my money.500 dollers later the account had went know where but slightly more. i dont know what to do?

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I don't have the 1800 but they called me on this number 713-260-7627. I am about to sue them for harassment since I am not near nor do I live around the person that they are harassing me about they call me every day.

They have called me three times looking for my daughter the number I was given was 1.800.568.4116 ext 1162
Funny thing is my daughter does not have a credit card

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1.800.568.4116 ext 1162

1.800.568.4116 ext 1162

I just recieved a call today from a Latorre Broadnox of James A. West Attorneys. The number he gave was 1-866-284-4374 ext 1269.

I have read these posts and find them interesting. Thank you. CC

Just got a call 1-866-284-4374, Douglas Broadnox, ext 1269. CC

I got a letter, James A West PC 6380 Rogerdale Rd, Suite 130 Houston Tx 77072. Phone 800 568 4116 or 713 260 7627. Beth A Schoenberger Extention 1263. I will send a certified letter return receipt to have them confirm the debt.

my husband died a year ago so I had to give up my travel trailer as I could no longer pay for it out of my SS. I have no other income and they are calling friends,Ex-Wife of my son and asking for info on me. They found out I have a linee of credit with a credit union and want me to borrow the money on my credit card. I told them I wont do that. What can I do to sovle this problem?

Received two calls from 1-800-56804116 X 1038 left a message to call Mr. West, but they are two different voices. I guess I need to wait for them to send something in the mail?

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I have received a letter with the debt owed. Should I send them letters with offers now. I have made one offer over the phone and they denied it.

Go to creditinfocenter.com they have great info. ALso, I believe they will always deny your first offers. I plan on telling them its either I give you this money or the bankruptcy attorney, its your choice!

If I were any of you I would go to the library and pick up a book on credit repair it would guide you better than asking advice from people you donot know.

Unfortanatly, I fell for their scare tactics... And They deducted payments that I did not authorize... Do not give them your account information. They are not professional, use bully tactics, LOW class!!!!!!!!!!!! IF I had to do it over again IT WOULD HAVE BEEN ON MY TERMS OR NOTHING AT ALL!!!!

ms shelton..... ms shelton ms shelton....

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They just called me and I set up a payment plan. But are they going to take my money and say I never paid? I am scared of fraud with this company. I dont want to give $1,800 to just anyone. Some who has actually paid debt off with this company please let me know if it worked.

Jemily, the number for them is 1-800-568-4116