11 paydays and desperate

hello everyone, i am from new jersey where payday loans are illegal. I have 11 internet loans and will be putting a credits only block on my account with bank of america tommorow morning. All 11 of the companies are due to debit on monday 6/29 so they will default and i will begin the process. I have my letters as outlined by this bored ready to be emailed and faxed tonight. The loans are as follows:

company loan amount amout paid in fees thus far

pdlloancenter 300 910
cashinawink 650 0 (ive had previous loans that i overpaid))
fastandreliablecash 500 135(ive had previous loans that i overpaid)
fastmoney911 400 2183
discountadvances 340 114(ive had previous loan that i overpaid)
kenwood 300 90(ive had previous loan that i overpaid)
sagamore 300 1260
eastside lenders 300 120(ive had previous loan that i overpaid)
500fastcash 500 1310(ive had previous loans that i overpaid)
oneclickcash 500 985(ive had previous loans that i overpaid)
flashloans 400 2520
mycashnow 600 289(ive had previous loans that i overpaid)

Any input would be greatly appreciated. such as which ones play hard ball and which will work out a settlement.