Bankruptcy/paydayloans
Date: Mon, 08/31/2009 - 12:39
*Storefronts:
advance america $500.00 payback amnt $535
checksmart $530.00 payback amnt $575
cashland $300.00 payback amnt $350.00
check into cash $400.00 payback $430.00
*Online:
cashnetusa $700.00 payback amnt $890.00 (i can get extension on this loan for $140.00)
Cash 'n Go $400.00 payback amnt $520.00
Well, i owe a lot of money on credit cards, etc so bankruptcy is like my last resort!
I dont have any defaults on my payday loans but I dont have the money to pay them back anymore, so if i were to file for bankruptcy, can I even list this payday loans ? Most of them are renew every two weeks (on my paycheck). I read online that in order to be able to list them i have to be over 30 days late on them.... Can somebody please help and and guide me on what to do, this is really important and I need some help.... I truly don't know how i got myself in this situation, i'm so embarrassed and so dissapointed in myself! PLEASE HELP ME
I am by no means an expert, but in my opinion I would do the fol
I am by no means an expert, but in my opinion I would do the following.
Open a new checking account ASAP
Close old checking account. ASAP
Change direct deposit to go to new account ASAP.
Send a C&D, revoke wage assignment and ACH
Start the bankruptcy process and file.
All debts for the most part can be included in bankruptcy, I dont believe it has to be a certain number of days late or delinquent.
The biggest thing is get that account closed so the don't take any more money. Its very scarey, they will call you very angry and threaten, but remember its a bill, you CANT go to jail and they will not come and arrest you like some have threatened. Keep reading.
Yes...you can most definately file bankruptcy on them.
Yes...you can most definately file bankruptcy on them.
You can file bankruptcy on them, i have in the past :( but in my
You can file bankruptcy on them, i have in the past :( but in my humble opinion, if you do not owe too many other creditors, perhaps you can try to make arrangements first? do not be embarrased or disapointed, just try to get yourself out of this :) we can help..
I have one more question... Do I have to have those loans for a
I have one more question... Do I have to have those loans for a certain period of time in order to put them on my filing ? ? ? Thank you for your help...
Some states require that pre petition debts be at least 90 days
Some states require that pre petition debts be at least 90 days old or the creditor can make a preference action (basically asking the court to not be included in the bankruptcy) your attorney should be able to answer this question with a more state specific answer
payday loans
some of the payday loans will help you out some of them are really bad
cashsupply it the worst , i have a loan with vip set up payments only owed 310.00 thye screwed it up sent my acct to some who told be i will be arrested it horrible, i am waiting to go to jail lol please help