Hoax of a settlement Letter!

IMO you need to ask for another settlement letter. Tell them that you wish to have it on their company letter head, bearing the signature of the designated person.

By the way, have they validated the debt satisfactorily?

if it makes you feel better i would be concerned. it smells fishy that this so called settlement is not on company letter head and that there is no signature. is there contact #s? i would request as the above mentioned to validate the debt, be sure its yours and that you owe the money. you never know scammers come up with all kinds of things these days. If they are legit this should not be a issue to request them to send you a more formal document.

that is what they call something in writing?i would send it back,and let it be known this insults your intelligence.

Thank you...they clearly think I'm not intelligent enough to know the difference btwn. an official letterhead document and one that looks like I typed up myself...which is what they were probably hoping I would fall for so they could come back and say they would never send something like that out.

No, they have not furnished me with any proof of holding the debt other than the origainal creditor and the account number.

Hello, I spoke to the CA and the agent gave me a long story of how settlement letters don't need to be signed, but she did make the mistake of saying that the letter mailed to me was signed by an attorney making it legal, to where i quickly cut her off and said it wasn't signed. She said it doesn't matter, it is still a legal document and would hold up in court. She said to just pay the settlement amount and they will send me a letter in 20 days saying the account is paid in full. Yeah Right!

LOL, paul you are so colorful! frankly play thier game, "im not sending you a dime till someone signs it period." two can play at that game. I would refuse to pay anything till they sent you a appropriate letter.