P &B Capital Group, LLC
Date: Mon, 09/28/2009 - 14:47
Mind you, the debt is with an ILEGAL! payday loan company, called Sagamore. The loan was for $250 with a finance charge of $75.00 which I have more then over paid. They have collected from me $375 in fee's alone.
Cameron has already called me again today and has asked to "ask around" for the money. Yeah, because if my friends were millionares, I would be in debt in the first place? What should I do? I'm suppose to call him back today?
If the lender is illegal then you don't owe them more than the p
If the lender is illegal then you don't owe them more than the principal amount. I'd have sent the C&D letter to this collector.
You can check the templates from here.
SC, Just to be clear, I don't owe anything if I have already p
SC,
Just to be clear, I don't owe anything if I have already paid back the principle, even though they sold the debt to this collection agency? I was doing the math yesterday on the loan , Sagamore, and I have MORE then paid back the principle. The amount was for $250 and I've paid back close to $350 and now this collection agency is claiming I owe $430. Doesn't a collections agency have to registered in my state, FL, to collect on a debt? Thanks for your help btw
no they are not licensed in fl.they have a po box in florida,but
no they are not licensed in fl.they have a po box in florida,but the main office is in ny.
P&B capital group
461 ellicott street
buffalo, ny 14203
ph#888-569-9635
fax#716-891-5810
there florida address
P&B capital
p.o. box 25197
tampa, fl 33622
ph#866-660-1627
fax#813-289-2523
send both addresses DV letters.certified mail return receipt.they are a bottomfeeder btw.
The sent me a letter in the mail already, I received it yesterda
The sent me a letter in the mail already, I received it yesterday. Funny, since he called me last Thursday. Should I still send a DV letter? What should I do from this point since I received a correspondence and 3 calls already from this guy.
I knew they were a bottom feeder the moment the guy started to give me a spiel on why they don't work with debt management programs and how he called me on the 24th and demanded payment by the 30th. Who does that? Honestly? I am so frustrated with these people and am more upset that they get to break the law every chance they get.
What should I do at this point? Should I send a C & D letter and tell them I paid that loan off already? According to my research, Sagamore is an illegal lender and I have more then paid off my principle.
Yes send a dv letter and ask for everything. Also ask for their
Yes send a dv letter and ask for everything. Also ask for their license numbers. I am not sure if I would send a C&D letter though. They may take it as a full C&D and not respond to your DV but then again they are scum so you could probably send both.
