Need Help

It depends on the state you are located in, what state?

Oh, OK....I am in PA

No Internet payday lenders are legal in Pa. I happen to know that Eastside Lenders are ONLY licensed in Delaware. But that doesn't affect you, they will try to tell you that you must adhere to the Delaware law, but that simply is not true. You reside in Pa. and those are the laws that prevail. CLICK HERE to find out how to deal with illegal lenders.

Oh and, if all of your lenders are Internet, NONE of them are licensed to lend to your state residents.

Thank you so much!!!! This place is a big help! I am going to the bank to close my account tomorrow. I spoke with them on the phone and they cannot stop the ach transactions and they do not allow it to reopen a closed account. They said the only way to stop this is to close down the account so I plan to do that. So I guess the next step would be to send letters after the account is closed!
Yes, all were done over the internet.

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Thanks Shazzers!
I got my letters all ready to go. I was just still confused on one thing. Should I send something to my employer now about not allowing a wage assignment or only if they attempt to do so?

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Good to hear you're taking steps to work your way out of the PDL mess; there IS a light at the end of the tunnel! Keep us posted!

I spoke again to my bank today because I can't get my check until tomorrow and I need to clear up my account before I can close. I decided not t try the main customer service area, I went to the fraud and abuse department directly. They stopped all ach transactions for me with no charge and I am get there asap in the morning to close the account and open a new one with them. They were actually pretty understanding with this whole thing. I was a nervous wreck when I found out my check would not be ready until tomorrow but feel s much better.
I sat down last night and I paid over double on all 3 of these loans! I can't imagine how it would be for people that have even more!!!! It is a horrible cycle! Payday wiz apparently doesn't start applying anything to the principle after a certain amount of time. They will charge you a service fee forever if you let them!!!!
I am sure it could get rough with them calling and harassing me but at least I can sleep at night knowing I can now finally be free of this mess! I will never, ever get another loan again!!!

Good for you!!

When sending the notice to my payroll, can I include all lenders on one letter or should I send a separate letter for each lender?

Thanks!

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OMG. I just saw this. I was stupid enough to get a payday loan from Paydaywiz back in Sept. ($400) and I have already paid out over 1,000 without even putting a dent in what I owe them. In fact, as of yesterday, I still owe them $455.00. This is a nightmare. Thankfully, this is the only one I have. Now I have to get to my bank and close out my acct. What a bloddy nightmare.

Do any of you have updates a bout Paydaywiz???