Paying off 9 payday loans

Please tell us what Internet Payday loans you are dealing with. What did you borrow and what have you paid? The first thing you need to do is secure your bank account, so please read the link before that talks about that.
http://www.debtconsolidationcare.com/forums/showthread.php?t=22622

I'm not sure what the laws are for deleware, but I'm pretty sure out some of those 9 you have some illegal ones.

Here is a link that talks about the laws for Delaware
http://www.debtconsolidationcare.com/paydayloan/advanceamerica-delaware.html

One Click Cash-borrowed $600 and have paid $440
500 Fast Cash-borrowed 300 and paid 550
US Fast Cash-borrowed 300 and paid 600
Kenwood Services-borrowed $390 and have paid 450
Midland financial-borrowed 390 and have paid 450
Little Loan Shoppe-borrowed 300 and have paid 600
Check n go-borrowed 850 and have paid 650

One Click Cash-borrowed $600 and have paid $540
500 Fast Cash-borrowed 300 and paid 455
US Fast Cash-borrowed 300 and paid 550
Kenwood Services-borrowed $390 and have paid 375
Midland financial-borrowed 390 and have paid 450
Little Loan Shoppe-borrowed 300 and have paid 545
Check n go-borrowed 850 and have paid 1,087.5
Ace Cash-borrowed 300 and have paid 555
National PDL-borrowed 300 and have paid 600

A few of these haven't even touched the principal yet.

How do I find out if any of these are illegal/unlicensed in Delaware?

http://banking.delaware.gov/information/nondepsearch.shtml

This should help.

Thank you very much; just to be clear, the listing is under the "licensed lender" section, correct?

Just got back from the bank and all ACH's have been blocked and ACH revocation letters have been sent. Now just waiting for the phone calls. Too bad, they all have been paid the principal at the very least. Many have been paid almost double what was borrowed. Thanks again for the support. It wasn't as hard as I thought!!!

You shouldn't hear anything from One Click; I never did. U S Fast Cash will hound you to the gates of hell. They'll e-mail you at least twice a week (once the ACH doesn't go through). Just keep resending your letter in response to their e-mails. After about 3 months, they'll stop.

Doesn't it feel great to know you're on the road to financial recovery? God bless this website.

Thanks for the info; I'll be ready and willing to re-send my letters as often as necessary. You are right, I feel like so much weight has been lifted off my shoulders. My credit union was great working with me to get the ACH's cancelled.

So far I have only received 3 e-mails after I sent my ACH revocation letters. Maybe it's my paranoia, but it seems awful quiet. I guess the real test will be tomorrow when the ACH's were supposed to go through.

Well, my loans were to be debited on Dec 4 and none went through due to the ACH revocations. As I said before, it is very quiet. I have heard nothing from the companies as of Monday morning. I'm hoping no news is good news.

National Pay Day Lenders sent me a form letter yesterday via e-mail stating that my ACH revocation letter was a form letter that they to don't recognize (love the irony). I again responded to them that all communication must come throughUSPS mail. I also decided to ask for a refund of the $200.00 I paid them over the principal. Let's see what happens next.

Here is the latest: Ace Cash Services responded to my BBB complaint by saying my loan is paid in full and I am ineligible to do business with them (yay for me). Little Loan Shoppe just sent me an application for a new loan (whatever). The good news with the LLS application is that the e-mail stated my previous loan was paid in full and now I am "lucky" enough to re-apply. I will keep those two letters stating they are paid in full for future reference. I am so thankful that I found this site and have been able to take back my life. Thanks to all and I will try and give as much help as I received on here. I will keep posting updates as they come.

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