First America Credit
Date: Tue, 12/01/2009 - 14:39
A personal line of credt? Well, that's a new one on me. Look ove
A personal line of credt? Well, that's a new one on me. Look over the contract. When you obtained the loan did you agree to pay if off in one lump sum, or payments? You might want to contact the Ohio DFI at (614) 728-8400 and ask them.
I was just approved for a loan at First America Credit. The int
I was just approved for a loan at First America Credit. The interest rate is so much cheaper. I am using it to pay off two pay day loans and I have to pay First America 62.00/bi-weekly and the two loans are costing me 205.00/bi-weekly
FIRST AMERICA CREDIT IS A BUNCH OF BULL CRAP. I sent in my appl
FIRST AMERICA CREDIT IS A BUNCH OF BULL CRAP. I sent in my application, I received an email stating I was approved and all I had to do was send in certain documents (bank statement, direct deposit form, etc.) and the funds will be deposited into bank account the next business day. Here I go to my employer and set up the direct deposit form for the payments and then the next day I get a email stating that I am not approved for a loan. I have tried to call and find out why I am now not approved and all they can tell me is that I am to talk to my loan officer, which I have called numerous times and left numerous voicemails asking him to call back and give reason why not approved, with of course no response back. So then I email the underwriting department asking them to send me a little better explaination on why I was not approved and they send the same exact email they sent the first time.....DUH it doesnt tell me much or why I was not approved. So now I have to go back to employer and tell them to cancel the direct deposit, which of course kind of embarrassing. They kind of have it a little backwards, don't go and set up direct deposit through employer unless you know you are 100% sure you are approved. Good thing that I got that email before I called them with my debit card # for the 1st payment... they probably would have robbed me blind......
First America Credit.......IS TOO GOOD TO BE TRUE......interest and payments are way lower than most other payday loans but I surely wouldnt trust them.
First America Credit
They may be contacted by phone at 877 801 8405, fax at 877 517 0472, or by e-mail at [EMAIL="newaccounts@FirstAmericaCredit.com"]newaccounts@FirstAmericaCredit.com[/EMAIL]. You may also login on their website at www.firstamericacredit.com and have an online chat.
I hope this information has been helpful.