Disputes and Scores
Date: Mon, 12/07/2009 - 16:27
Can disputing old items such as collections really hurt yoru score? I've heard about 'report dates'...what impact does this have?
You really can't dispute a valid entry even when it's old. But d
You really can't dispute a valid entry even when it's old. But disputing wrong items in the credit report can actually affect your score positively. You can dispute the following
-Debts that don't belong to you
-Records that are staying longer on the report than their periods
-Status of the accounts, such as- correct status of the closed, settled accounts.
-Wrong name, address and SSN, etc
Hope it helps.