Being sued-want to settle, but....
Date: Thu, 12/10/2009 - 16:20
I don't want a judgement on my credit report so I'm prepared to settle with them & pay up. But what are my options in doing so?
The first court date is set for 1-6. I can pay in full on 1-4 if they will accept a credit card payment, but I'm fairly certain they will say "certified funds only.
I can pay in full by 1-15 no problem, but coming up w/everything before 1-6 would be difficult unless I can use my credit card.
Any suggestions?
Make sure that you file a reply to the summon even when trying t
Make sure that you file a reply to the summon even when trying to settle outside the court. The creditor would get a default judgement against you if you fail to file your answer within the given time period.
Now, regarding outside the court settlement, check out the following source for help.
"http://www.nedap.org/hotline/settle.html"
Thanks. I looked at the website & I'm still confused. I'm assu
Thanks. I looked at the website & I'm still confused. I'm assuming if I pay them in full by 1-6 that the lawsuit goes away. Let's say I'm able to do that - is there still a need to file an answer then or can I safely assume that they will report to the courthouse that the debt has been satisfied?
I do owe this debt & they did not sell it to a collection agency or anything, so I don't think I can talk my way out of it. I do not want a judgement on my credit report at all, so I'll do what ever it takes to avoid that.
Oh - also, can anybody tell me if I have any chance of paying th
Oh - also, can anybody tell me if I have any chance of paying them with my credit card?
[COLOR=black]Oh Yes! You are still required to file answer for s
[COLOR=black]Oh Yes! You are still required to file answer for summon and mention the outside the court settlement agreement in your reply. Make sure that the creditor too suspends the case once satisfied. You may check with the county court clerk for help in filing replies.[/COLOR]
Sorry to keep asking questions, but I'm a little nervous about d
Sorry to keep asking questions, but I'm a little nervous about doing this correctly.
My case is in Chicago IL, but I live in the burbs - Do most people file their answer on the day of their court date?
Can I do so & state something to the effect that I owe the debt and want to pay it in full to avoid a judgement against me - then work something out with the lawyers there? Or is it essential that I do whatever it takes to get the debt paid off in full prior to the court date in order to avoid a judgement?
Thanks for any help