logo

Debtconsolidationcare.com - the USA consumer forum

Need advice

Date: Mon, 12/28/2009 - 10:27

Submitted by anonymous
on Mon, 12/28/2009 - 10:27

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have several payday loan out right now. I have put a hard debit on my account. I live in Ohio and all are internet loans. I want to make sure which ones are legal and which ones aren't before I start sending out letters. Here is what I have:

Greenlight funding borrowed $250 paid 200
East Lenders borrowed $300 paid $300
Payday one borrowed $500 paid Not sure
EZPayday cash borrowed $350 paid $490
Cashadvance network borrowed $400 paid $120
First American Credit borrowed $1200 paid $200

My husband has these:

Eastside lenders borrowed $500 paid $0
Payday one borrowed $750 paid $390
Advance America borrowed $400 paid $200


Any advice on dealing with these would be greatly appreciated.


Click the link below for Ohio payday loan laws:
http://www.paydayloaninfo.org/stateinfo/OH.asp[URL="http://www.paydayloaninfo.org/"][/URL]
Click the link below for the licensee data base, payday lenders must be licensed in your state to lend legally:
http://elicense2-lookup.com.ohio.gov/default.asp

Click the link below to see if any of your legal lenders are members of the CFSA (Community Financial Services Association of America).
http://www.cfsa.net/MemberList.aspx
If they are members you would be eligible for an EPP, click the link below to read about the EPP, number 11.
http://www.cfsa.net/industry_best_practices.html


lrhall41

Submitted by Shazzers on Mon, 12/28/2009 - 10:35

( Posts: 17344 | Credits: )