866-529-0217 - is anyone dealt with Langhorne law?

Maureen

While searching for the law offices in Langhorne, Pennsylvania, I found Paul R. Beckert, Jr. and Gerald M. Hershenson offices.

Tell us the name of the law office by whom you are contacted.

I think you should talk to the original creditor and get the latest information about this account. It will be much easier to deal with them unless the account has not been sold to any third party collection agency.

When this law office says that they have sent you the details in writing at your address, verify the address where they have sent it. Also, ask them to give you the SSN# and other important details so that you are sure about them making a genuine collection call to you. You need to cross question them so that you have a legitimate reason to deal further with this company.

When I was making pay-back to Nationwide/Ambassador, they refused to give me an address to send payment to. They had UPS come out and pick up my money order. When I get home this evening, I'll see if I have a receipt showing any address for them.
I beleive that they hesitate to give out their address, because then you might be able to contact them, or put the AG in touch with them for illegal collection practices. Just a theory!

I've also been dealing with the threats from nationwide cash. I argued with them on the phone for about 15-20 min before getting a physical address for them (after a few more threats to sue me!) the address they gave me was as follows:

Ambassador Financial
314 N. Riverside Dr
Espanola, NM 87532 and a phone for that address is:
(505) 747-1749

Was the woman you talked to a Ms. Kynard or Karyington?

I think the law needs to check these people out. The only address I got after 4 months was Langhorne a PO box. The lady at nationwidecash told me that was their address-their only address. They won't give people a way to pay. Then they stack on fees and try to get debt higher. If you close your account they send emails. I stopped taking calls. Its best to let the law firm and the company email because my emails were really bad from a Wiiliams and a Mr. Bond there. The debt was small.

I think that the company is not folowing debt collection laws as well. They contacted by email changing up the contract and said person did not pay and that was how they could get them on the loan as they did something wrong. The dates were changed and they did get the first payment. Then, person had to close account due to unathorized debits due possibly to this company or another payday loan. Then, nationwide would not give their address and said the only address for Ambassador/Nationwide cash was Langhorne Law. The lady at Nationwide cash misrepresented them we think when their address is the same as a law office. Then the law office collects not only the loan but their "late fees". They tell consumer to send to a PO Box in PA. I think the company/ and law firm is doing something wrong when they won't give address.

Some lady named Joan says she is a paralegal called me today from Landhorne Law claiming to represent Nationwide Cash. She was getting into the little speech about how she is trying to collect for her client and that by closing my account I have committed Fraud by writing bad checks. So, I asked her if she could send me a break down of the fees of what they claim I owe and the payments made on this and she said she didn't have the information. I said, but you are supposed to be a law firm, you should have that information. I asked if she could send me something in writing and she said she could have one of the attorneys email me something. I am waiting to see what they send me. By the time she was hanging up, she was stammering over her words. I will keep you guys posted on what's happening.

I have a PDL from nationwide cash that is with T&C...If it has been sold to a 3rd party collection agency will T&C take care of it?

The whole song and dance from this law office about writing bad checks is a load. Even lawyers have to obey the fdcpa. you'd laugh your ass clean off the back of you body if I told you how bad lawyers are with money! I sued to collect student loans, lawfully, of course, and no lawyer ever paid a penny on anything even though these loans helped them build their fabulous life, and their credit reports were always farcical as well. I wouldn't be intimidated by lawyers if I were you, they are hipocrates and full of hot air.

I received a call back and she said she emailed me the breakdown, which I have not received. She also added that if the address that she has on file is not valid, please give her the correct address by giving her a call back. The funny thing is that she is calling me at work, which is at a law firm. I am checking on them, and there is no record of them. i am still waiting for the email breakdown of the payments and fees.

I requested my original contract from them so I will
have it in time for court. They sent me a copy through the US Mail. I have my doubts that "Langhorne Law"is a legit firm. I received a copy of the contract in a business size envelope with their return address "Typed" upper left hand corner. No letterhead! And when I asked to speak to "Dennis P Williams",he's always "On the phone!" Additionally,if you look up their number, it's for a Check Cashing store in Pa.

Presently I'm in the middle of either bringing them to court,or arbitration. not sure which one yet!

Interesting here, I just settled a payment schedule eith National and asked for an email confirming what we talked about. I saw the Langhorn Law on it and thought it was a little funny too......I removed sensitive info



Dear Per our conversation 05/25 will accept the balance of XXX.00 as complete and final payment.First payment XXX.00 05/31 via western union,$XXX.00 06/15,$XXX.00 06/31.
Our western union information
payable to langhorne law
code city langhorne
state pa
your acct number is your social seruity number along with 02 at the end
I would need a call back with the money transfer control number
sincerly
removed name
recoveries
nationwide cash fraud dept
877-711-1199 ext 149

is actually their collection department in disguise

I find it very amusing that the department named "nationwide cash fraud dept" was included in the email.....when the company itself is mainly a fraud! ;)

I have just been contacted by some woman stating to be representing a firm at my job and she was advised that employees are not allowed personal phone call to contact me at home - then she demanded to speak to my supervisor - Now am I wrong - is she not suppose to comply to my companies request - she could get me fired, the lady who screens our calls passed her to my voice mail and she left a horrible message. What scams are the doing - they represent themselfs as a law firm and they are not is that against the law could you not sue to for misrepresentation?

Yes, you can sue a collector for violating the federal laws. If you notify them in writing to stop calls at your work, it will put a stronger and legal impact. Send a cease and desist letter through certified mail with return receipt requested. These actions will help you in covering your grounds legally. If they break the laws by contacting you further, you can sue them for each federal violation.

http://www.debtconsolidationcare.com/template-cdletter.html

These actions will cover your base legally, but you are still responsible for the debt if it is legitimate. You have to work out your payment arrangements and avoid legal actions.

Here is some information regarding Langhorne Law:

Dennis P. Williams, Esq.
Langhorne Law, P.A.
P.O. Box 658
Langhorne, PA 19047
Phone: (866)529-0217
Fax: (800) 941-0294
e-mail: dennis(at)langhornelaw.com
(Licensed in PA & NJ)

Has anyone received an email from a "Robert Parker" or anyone else of Langhorne Law making accusations of fraud and citing cases, like, Bank of America v. Jarczyk, 268 B.R. 17 (W.D.N.Y. 2001); In re Eashai, 167 B.R. 181 (9th Cir. 1994)?

I would like to know.

Thanks,

Joseph A. Mullaney, III, Esquire

[color=red]Personal informaiton removed as per forum rules-Mike[/color]

I was threaten by this company.i had no ideal what he was talking about.i am in bad health.this man almost caused me to have a wreck.i did take a loan out.i have tried several months to get ahold of someone.i didn't know how.then all at once i was threaten from this man named mr.fulton.said i was charged with fraud.i tried to tell him i had not got a letter or anything else from the company about my loan.he got me so upset.and called me a liar.my daughter-in-law was with me.

I doubt it was my firm that called you, bigmommagmomma. I've never had an employee with the last name "Fulton." Moreover, the retainer I had with my last debt collection client expired at the end of June. (I chose not to renew it as I am refocusing my practice towards other areas of law.) Any calls you've received since then would not have come from my office.

Hello Dennis,

Does this mean that you are no longer collection for Ambassador/Nationwide Cash?

he threaten me with check fraud.to a loan company i had borrowed from.this man is very mean.he said his boss name wasBLAKE.Itried to call the toll free number.which is 1-800-711-1199.then i called the operator.she has no listing for this number.she gave me the police number in mexico.since he says that this company is in mexico.I have not selpt in four nights thanks to these to men.Iam not a dishonest person.i did go to my lawyers.They told me not to answer his calls.but he has me so afraid.please help me.I am so scared of these to men.the operator said tha number had to be a cell phone number or a pay phone number.they also wanted me to send a western union payment to langhorne law.i never in trouble in my life.the doctor has threaten to put me in the hospital if my bood sugarand seizers start back up.i just want to be sure I don"t get in trouble.thanks mary hill.

i am still getting phione calls from this company.saying they are from your company.My lawyer told me to ask them to give a address,state to send a money order.They want give me one.They keep on calling me over and over.(1-877-711-1199)a name Mr.blake still says he works for you langhorne law.I got the number to the police in New Mexico.I asked them to quit threating me.please see if you could help me I would be very grateful.they are ruinning the law firms name.(mr.Blake and Mr.fulton are awful people.The operator at the phone company can't find where in Mexico these calls are coming from.have a great day.god bless.

email address removed as per forum rules - Tammy

bigmomma,

Please don't let this place scare you. They are not worth your putting your health at risk. What they have done is illegal. They can't threaten you like that. You will not be charged with check fraud. Where you have the threat on tape from your answering machine, you need to file a complaint against this company and be sure to list the names of the people who keep contacting you and enclose a copy of the tape. Also, I would file a police report against them where you a have the taped threat.

Tammy they called me 3 times today.maybe someone could find out where they are calling from in mexico.i tried 4 times to get them to tell me.i just don't want this to happen to someone else.i asked them what if they called some older person and gave them a heart attack?they said oh now i have heart trouble.i said i didn't say that.please if you know how to find out where they are calling from.it might help someone else(1-877-711-1199).thanks for the letter i really was glad to hear from you.maybe they wii get caught.have a great day.may got bless.mary(bigmomma)

Mary,

From what I can find and what has been posted here, they are located in Pennsylvania. Do not let them intimidate you. You need to send them a cease and desist letter certified mail with return receipt.

Momma....

You cannot be charged with check fraud,wire fraud or
any other crime. No matter what they say!

Pay them the principal that you borrowed. If you
already paid in excess of that,STOP!

Set up a court date with tape in hand. Sue them for harassment. It's worth about a grand for each incident.

BRING THEM TO JUSTICE!

Normally, I would have PM'd you Big Momma, but like me you are signed on as a guest.

Mr. Blake works for Nationwide and I assume Mr. Fulton does as well, though I have never met him. Any accounts I had for Nationwide were transferred back to them as of July 1st. My only current connection with them is that I continue to forward payments made to my firm under old settlements and some corporate work that does not involve collections or any contact with clients.

I would be very surprised if anyone at Nationwide would claim they worked for Langhorne Law, since a first-party creditor enjoys far greater latitude in its collection efforts. Instead, I would suspect they are trying to explain that the account has been transferred back to them and simply have not done so with sufficient clarity.

I'd be happy to look into this if you'd like. Although my contact information is all over this site I'll repeat it here. E-mail: dennis @langhornelaw.com or phone 866-529-0217. You would simply need to e-mail your real name and some loan information (approximate date you took it out, last time you were called by a collector, etc.). I can't very well ask about an account under the screen name you use here.

Please note that I am not looking to collect this debt, hence I see no reason to include the mini-miranda. (Frankly, I'm in the process of restructuring the firm to focus on consumer debt settlement rather than collections and don't want to be involved in collections.) However, I take Big Momma's statements seriously and want to get to the bottom of whatever did happen.

Dennis, it is refreshing to see an attorney not only working to resolve potentially serious issues, but also making a professional decision to work towards helping people. I encourage you to join here as a member snice you no bout have valuable insight adn could be of great assistance to those here in need.

Dennis, thanks for being a stand-up guy and trying to help here. It is nice when someone comes on here on posts to defend themselves and it's nice that you want to help people now. I agree with JJ, join us here we would love to have you.

I had no trouble what so ever with them. But I think I'm one of the few people in this world that pay back what I owe. The fees are high, but they were the same when I agreed to the loan. I actually feel bad that I took so long to pay them back, but now I'm down to only two more payday lenders to pay back and than I'm out of payday loan debt. I wish I could be a beat and no pay people back like all you guys but I like to look at myself in the mirror.

Domenic, the issue here is not being deadbeats but being dealt with in a legal and fair manner. Case in point, I have know of an indivual who had defaulted on a loan due to a very bad car accident putting her out or work and in the hospital. She contacted them and even sent them a written repayment plan, which they refused to accept. She sent in 2 payments, which they cashed.. then contacted her using the threat of prosecution for fraud. At that point, she told them to fly a kite since payday loans are illegal where she lives. She invited them to sue her so that she could have a judge throw out their debt legally. They didn't and she has not heard from them since. My point is, she was more than willing to pay them back as are those who post here. However when they broke the law and illegally threatend her, all bets were off.

Exactly JJ. Most people coming to this forum are not trying to dodge their obligations, and due to unforseen circumstances have found themselves unable to pay on their debts. I don't feel judging somebody because of what their situations happens to be is appropriate. I believe in karma, be careful, it comes back at you 10 folds. So be kind, instead of berating/badgering somebody for hard times or a mistake offer to help them instead. (You'll feel much better about yourself and rid yourself of negative energy).

FYI - It's official. Langhorne Law is no longer affiliated with any payday lender. It is now exclusively a consumer debt settlement firm.

See http://forums.debtcc.com/pub/about15637.html for details.

I got an email from them and I am just checking to see if this company real. Due to I know that there is a lot of companies like these check advance companies will use all kinds of techniques.

But from what I have noticed is that they put this on your credit.

Most payday lenders do not report to the big three - Experian, Equifax and Transunion - so payday loans normally do not affect your FICO score. (Once a loan goes to a 3rd party collection agency, though, this can change.) Many do use subprime credit bureaus, such as DP Bureau and Teletrack, so defaulting on a loan or joining a credit counseling or debt settlement program may affect your ability to get payday loans in the future.

I personally wouldn't care if they posted my picture at every internet and storefront pdl and underneath it it said "Banned for Life" lol. It's good to see that you registered!

Dennis....

I applaud your new venture!

However, I called Nationwide Cash this morning inquiring about their legal representation. I spoke to a "Mr. Schoefield." He directed all legal inquiries to Dennis Williams at Langhorne Law. I found this a little interesting.

They still refer to you as their legal counsel.

So what gives?

Dennis,

How come Nationwide (Ambassador) uses your address as their PA Mailing address. this is on eof 2 addresses listed in their New Mexico License

Establishment: Ambassador Financial Services, Inc.
DBA: Nationwide Cash
Langhorne
PA
License Type: Small Loan Company
License No.: 01413
Issued: 11/17/2004
Expires: 6/30/2007
Status: Active
License Street: 314 N. Riverside Drive
CityStateZip Espanola NM 87532
General Street: 884 Town Center Dr.
CityStateZip Langhorne PA 19047

JJ,

Good find and good question! :?:

thanks

JJ, I think he just did the switchover this weekend.

I noticed that myself about two weeks ago. When Ambassador last renewed its license (in 12/05) I was listed as the contact person, just as I had in previous years. With every thing else I had to do to end my ties to Ambassador and start up the new practice, I just overlooked this. In any event, a letter went out immediately to the Financial Institutions Division asking them to update the site. I assume they haven't done so yet. I'll call Yvette Gonzalez, who was my primary point of contact at that office, tomorrow and ask her when they will update the website.

I expect I'll still get the occasional piece of mail for Ambassador for some time to come, which I forward to their office in Espanola.

Quote:

Who is telling people that?

"Mr Schoefield" at Nationwide Cash.

I guess he didn't get the memo!

Langhorne Law has changed the focus of their practice and no longer practices collections, please see this post for more information.

Since the focus of their practice has changed, this thread is now inaccurate. As such I am locking it to future postings.

LCW