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How long do they continue to call.

Date: Sat, 02/27/2010 - 08:29

Submitted by knelson64
on Sat, 02/27/2010 - 08:29

Posts: 40 Credits: [Donate]

Total Replies: 4


I had several pay day loans well over a year ago. How long will they continue to attempt to collect before they give up, or do they not ever give up.

I got a call today, I didn't answer, checked the number and it was an international collection agency, obviously not licensed in Minnesota.

Just curious, do they give up?


I wish I could tell you they will stop but they probly wont. they probly will try to scarey you into paying and if you ignore their calls and hang up on them and then file your complaints all over again they will move on to the next person. It may be yrs later and out of the blue you get this crazy call. Just hang up. Thats all they can do to you. I have heard them even calling a yr later for a loan that was paid off. so dont fall for it. The are scum


lrhall41

Submitted by Jasgal on Sat, 02/27/2010 - 08:33

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Depends on the company; I'm still getting intermittent calls from one PDL about 2 years after the fact, mostly recorded messages. Doesn't bother me, I can hang up as often as they can call. And - as we're getting into tax time, sometimes the PDL's will "rise from the grave" and start contacting you saying that they'll give you the opportunity to pay back all the money you owe(!!!) using your tax refund. ;)


lrhall41

Submitted by on Mon, 03/01/2010 - 07:36

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i agree, it depends on the company.. i had all illegal lenders and there was one who seriously never called. i overpaid on the loan and they never called, never bothered me at all. i considered that a PIF but never held my breathe for a refund, which of course i never got. but believe me, the peace of mind was priceless.
than there is geneva roth, who i overpaid by thousands for a loan almost two years ago.. every so many months a call will pop up.. but the harrassment (like the constant, everyday calls) stopped after a couple of months.


lrhall41

Submitted by bea2ls on Mon, 03/01/2010 - 09:06

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