Midland Credit..send DV or PFD?
Date: Wed, 03/03/2010 - 20:10
I have an account that started off with a CC company. It was sold to Midland Credit Managment. They have sold it to Jefferson Capital Systems. I rec'd a letter from Jefferson with a FRESHSTART PROGRAMA for an Emblem CC to pay off my debit with Midland Credit Managment (mind you this is the CA not OC) I called Jefferson and refused and disputed the offer. They said they were sending back to Midland Credit. I know I owe the debit. But what do to now? MY SOL is up. Do I send a DV or go right for the PFD? This is the last thing on my CR that I need help with. Well besides a medical bill and I need some info on the HIPPA process.
If the statute of limitation is already up for the debt, you may
If the statute of limitation is already up for the debt, you may send the collector a Cease and desist letter.
info to help & info to know
Quote:
Originally Posted by Teresahackney I have an account that started off with a CC company. It was sold to Midland Credit Managment. They have sold it to Jefferson Capital Systems. I rec'd a letter from Jefferson with a FRESHSTART PROGRAMA for an Emblem CC to pay off my debit with Midland Credit Managment (mind you this is the CA not OC) I called Jefferson and refused and disputed the offer. They said they were sending back to Midland Credit. I know I owe the debit. But what do to now? MY SOL is up. Do I send a DV or go right for the PFD? This is the last thing on my CR that I need help with. Well besides a medical bill and I need some info on the HIPPA process. |
if the statute is up and you know this for a fact it means they cant legally collect on the debt, they can call you but there is nothing that can happen on collecting, most collectors choose to ignore the statute and act likes its nothing. they dont care honestly.
the debt will not come off your credit report for some years to come, you can wait for that to happen and not pay anything or you can use the SOL and try to settle with them for almost nothing hopefully.
try calling Nicole at Midland 888-403-0022 x 3030 she is a very nice rep that i have used for years.
let me know how it goes
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