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Does the 30 day rule apply for DV if the CA doesn't own the debt, but is just servicing it?

Date: Thu, 03/04/2010 - 07:31

Submitted by mojo
on Thu, 03/04/2010 - 07:31

Posts: 50 Credits: [Donate]

Total Replies: 2


I don't understand the necessity of requesting a DV while the debt is with the OC, but outsourced to a CA, and it has been confirmed with OC that the CA has the debt, but it isn't charged-off?
To my understanding the 30 day rule doesn't apply for DV, if the CA doesn't own the debt, but is just servicing the debt - correct?
If the account is charged-off, then I have 30 days to request a DV, even if it goes to the same CA that was servicing it - correct?