midland giving me 30 minutes to pay debt or dont bother calling again!

Date: Tue, 03/16/2010 - 15:32

Submitted by anonymous
on Tue, 03/16/2010 - 15:32

Posts: 202330 Credits: [Donate]

Total Replies: 4

I had a relative contact me saying miland has been calling them daily asking for me even after they said i dont live there. They gave me the phone number to call midland and i did. The guy on the phone is expectedly rude after i tell him I am on a fixed income and his "options" for me are unreasonable. I get his name and info and the account info hes provided and tell him I would consider the info and call him back by weeks end. He gets nastier and tells me if I dont call him back in thiry minutes to not bother contacting the agency again and he will pursue the next step.

Are these tactics legal? I live in wa state and the debt is within the sol. I am assuming they have licenses to collect in every state.

NEVER assume anything about a debt collector like midland. They

NEVER assume anything about a debt collector like midland. They are among the worst ever in the business. The answer to your question is no, that is not legal. They are not allowed to try to bully someone into such an action. That is harassment, plain and simple. They are not allowed, per the FDCPA, to use any tactics that harass or abuse the consumer.

lrhall41

Submitted by skydivr7673 on Tue, 03/16/2010 - 16:52

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These tactics cannot be legal as it's a violation to the Federal

These tactics cannot be legal as it's a violation to the Federal Debt Collection Practices Act (FDCPA). You can check out previous discussions about Midland in the forum using the search box.

lrhall41

Submitted by Chris Samuels on Wed, 03/17/2010 - 06:09

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Do you mind give us a little more detail about the debt? things

Do you mind give us a little more detail about the debt? things like the amount, the last date of payment (how old the debt is), and when the first contact with you about this debt was. With that info we will be able to help you legally tell this guy off. :)

lrhall41

Submitted by Count_Vlad on Wed, 03/17/2010 - 06:24

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the debt is a charge-off from sept. of 08 and is a compilation o

the debt is a charge-off from sept. of 08 and is a compilation of three credit cards. totaling a little over 4k. this was the first time i had talked with anyone about the debt ever from any agency. my sol in wa is 6 years.

lrhall41

Submitted by on Wed, 03/17/2010 - 16:18

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