Secured Credit Card
Date: Mon, 04/12/2010 - 10:54
Anyway, I was interested in getting a secured credit card, so I can try to help it even more. I plan to use $ 500 for this. Any recomendations for cards?
I used a US Bank secured card. They report to all three bureaus
I used a US Bank secured card. They report to all three bureaus. There is a small annual fee, I think $30. I would recommend it to anyone trying to improve their credit.
you could also go for a secured credit card from HSBC because th
you could also go for a secured credit card from HSBC because there is No minimum income required, Annual fee waived, and they also report to the major credit bureaus . It is one of the best options that you could see around that would help you to build you credit . If you have any kind of other obligations like personal loans, credit cards or medical bills etc then just get rid of these creditors by paying them off so that you could use your secured credit card in a better manner build your credit faster .
I would suggest taking care of your past obligations while keep
I would suggest taking care of your past obligations while keeping any accounts your have now current in place of trying to obtain any new credit. Use the money that you would applying to a new account to pay off the old debt. Put that stuff behind you as soon as you can.
Before you go paying anything willy nilly you should make sure t
Before you go paying anything willy nilly you should make sure they are being reported correctly and are the correct company holding your debt. Also you need to have an eye for just how old the accounts are, because if you pay something, it will return it to a current status and tank your score, not to mention reset the SOL period. Honestly you should pay only the ones who are willing to accept a pay for delete.
