dish network - late return of equipement affects credit score?
Date: Thu, 04/15/2010 - 20:14
Submitted by ludvig.von.nuemann
on
Thu, 04/15/2010 - 20:14
Total Replies: 4
I'm thinking of a Debt Validation Request? If it comes down to it and I have to pay them off, then I will -- as long as there's nothing on my credit report.
Now, I'm not sure about timing of it all -- when does it get reported to the credit agencies (if it does at all)?
By the way, I'm pretty sure I'm under 180 days of payment for la
By the way, I'm pretty sure I'm under 180 days of payment for late equipment -- which I suppose I'm gambling by returning it. Let's say it gets settled with Disk - how do I know they tell collections to stop? I suppose then I'd go with a Debt Validation Request -- except for me, I'm doing it because I really dealt with it, and I'm not trying to stall :)
In this case it went to collections because they assumed you wou
In this case it went to collections because they assumed you wouldn't return the equipment. Now that you have, contact Dish and ask them for a final balance. You may find there is no balance. Whichever the case, pay the balance if there is one....or once you pay or there is no balance send a letter to the CA that you have taken care of this matter and now have no business relationship with them and you expect not to see anything on your credit report. OR if they already have, inform them that there IS no debt and it had better be removed.
It's not clear to me if this should hit my credit report yet. I'
It's not clear to me if this should hit my credit report yet. I've heard that it will if it's moved to collections at all -- but then again, i've heard that it will if it's 180 days?
If it's already on my credit report I could do one of 2 things right?
1) tell the CA to remove it
2) dispute it myself
Should I also somehow get Dish Network to send me something in writing, or maybe I could get a printout from my online account.
Check your credit report and see....but either way if it hits yo
Check your credit report and see....but either way if it hits your credit report it is for the whole cost of the equipment....if you returned it to Dish then you wouldn't owe it anymore and can make the CA remove it.