Getting ach processors involved
Date: Tue, 04/27/2010 - 07:10
Your bank is full of it. You need to send the PDL an ACH revoca
Your bank is full of it. You need to send the PDL an ACH revocation letter. Send it certified, return receipt requested. Then, go to your bank, with a copy of that letter and explain to them that you revoked ACH authorization and, by continuing to debit your account, they are committing fraud! Your bank should reverse the charges, refund your money AND not allow any further withdrawls from this company.
I will do that, am not happy with the bank but since I had so ma
I will do that, am not happy with the bank but since I had so many NSFs I was reported to Chex systems and can't get another account.
Just received a letter/email from East Side Lenders that says that they are in Delaware and abide by Delaware law and that I still owe them the full loan amount of $500+$150 fees even though I have already paid them over $1350 thus far. They say they are willing to take this to court but will offer to let me make payments if I am having financial difficulties. Anyone know if they can take it to court? I have paid about and beyond the amount I was loanded but since I'm in PA and they rule by DE laws . . .
Quote:
Originally Posted by OhioGal1 Your bank is full of it. You need to send the PDL an ACH revocation letter. Send it certified, return receipt requested. Then, go to your bank, with a copy of that letter and explain to them that you revoked ACH authorization and, by continuing to debit your account, they are committing fraud! Your bank should reverse the charges, refund your money AND not allow any further withdrawls from this company. |
East Side Lenders is an illegal lender. They argued with me for
East Side Lenders is an illegal lender. They argued with me for about 3 months before finally marking my account paid in full. Be persistent and file complaints with the BBB in your state and DE, also with your AG and the FTC.
I already filed complaints with the BBB, PA AG, FTC and the DE A
I already filed complaints with the BBB, PA AG, FTC and the DE AG. I got worried when I saw their letter but I will stick to my guns and just resend them my original letter demanding a refund for the overpayment. I will never get into a mess like this again. If nothing else, at least I learned a valuable lesson - the hard way! Thanks for your help, having a forum like this really saves your sanity!
Quote:
Originally Posted by OhioGal1 East Side Lenders is an illegal lender. They argued with me for about 3 months before finally marking my account paid in full. Be persistent and file complaints with the BBB in your state and DE, also with your AG and the FTC. |
The funny thing is that East Side ignored me for a very long tim
The funny thing is that East Side ignored me for a very long time. They never sent me a letter stating my account was paid in full but the DID send a letter to the DE BBB telling them that they have marked my account PIF and that this should resolve the matter. Well, the BBB obviously copied me on that letter, so I filed it away in a safe place. And, it's a good thing I did, because I had a collection agency call me about what they alleged I still owed to these slimes. The collector got a little lippy with me, even after I sent him a copy of my PIF letter. So, I forwarded the same letter to the CEO, CFO, CAO, and COO of his collection company and received an apology from them in a matter of minutes. I've not been bothered by anyone in regard to EastSide Lenders since :)