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Loan Shop Online Threats // Help Please

Date: Mon, 05/17/2010 - 08:02

Submitted by anonymous
on Mon, 05/17/2010 - 08:02

Posts: 202330 Credits: [Donate]

Total Replies: 15


I have a loan with these folks and I originally had 2 loans I paid those off and reloaned.. due to $$ problems I have not been able to pay them the $150 interest fee biweekly for a $500 laon, they have been calling my job stating they are the FEDERAL FRAUD RESTITUTION DETECTIVES, today I got this email from them what should be my next step because even though I didnt pay in full I want to clear my balance with them but now they say I owe them over $1250. could anyone tell me how to reply to this email they sent ASAP///




This message is concerning the cash advance you received from The Loan Shop Online.

For whatever reason, your account is listed in default of contract. Payments are not being successfully applied to your account. Currently, there are no voluntary arrangements established to clear your unpaid balance. Your negative account status has caused your file to be forwarded for my review.

This matter is highly time sensitive, I will soon be forced to make a decision regarding your cooperation and I will be making a final recommendation relating to the resolution of your account. I am encouraging you to please make your return call a priority to prevent contractual enforcement.

It will be reported to all parties involved in this matter that I did attempt to contact you at your employer, personal line, as well as email communication with no response. This will be enough information to give our company the authority to proceed with further collection action so please report your intentions today.

Due to non-payment we are proceeding with employment verification and finalization of your file to assure our interests are protected.
If you choose to work this out voluntarily please contact us immediately at 1-888-265-5074 Ext. 4367.


To obtain a copy of your contract, you will need to complete the release form and fax to 1-800-383-3309. After this document is received then your original loan contract will be released to you. This contract outlines the steps that may be taken to recover our funds. We ask that if you have any questions to please contact our office by telephone. We deeply encourage you to have the person representing you contact our office directly with any additional questions. If you are being represented, it is expected that you will not have any problem providing your attorney contact information, thanks!



Sincerely,

Andrea Williams
Account Manager
Offices of (LSO) Loan Shop Online
Direct: (888) 265-5074 x 4367
Fax: (800) 383-3309


PAYMENT OPTIONS AS FOLLOWS:

Payment may be made via ACH or debit/credit card at no additional charge to you.

MoneyGram Information
Complete BLUE Express Payment form
Receive Code: 4959
Pay to: LTS Management
City: Wilmington, DE

Loan ID or Account number: Call me at 1-888-265-5074 ext 4367

Please call reference number into the office immediately after making the MoneyGram payment.





Account Manager
Phone: 1-888-265-5074 Ext 4367
Please fill out this form with proper payment date, dollar amount and information to repay balance due in order to waive additional penalty amounts. Send completed form back via FAX at 1-800-383-3309 or reply to this e-mail.
Date Amount
/ / $
/ / $
/ / $
/ / $


Routing Number: ________________________

Account Number: _______________________

Name on Account: ______________________

Home Phone Number: ___________________

Home Address: ________________________

______________________________________

*This charge will appear on your account statement as Loan Shop collections. If you are unsure whether or not a transaction on your checking account was originated by Loan Shop or an affiliated company please feel free to contact a representative.

By signing this form you are authorizing THE LOAN SHOP to debit from your checking account for the following amount(s) only that amount(s) and on stated date(s) will payment be made. No other fee including extension fees and hidden fees and penalty fees will be added.
____________________________
Printed Name Date: _________________________

______________________________________
Signature

________________________________________

To reach a Customer Service representative for any reason, please call 1-800-806-9971 or email
[email]customerservice@loanshoponline.com[/email] .

Please take a moment to add %SenderAddress% to your address book. This will ensure that e-mails from Loan Shop Online are delivered to your inbox.

This e-mail was sent to %EmailAddress%. You are receiving this e-mail because you agreed to receive e-mail reminders, including Approval and Payment Option e-mails, about your Loan Shop Online Account.

Mailing address:
2207 Concord Pike #505
Wilmington, DE 19803





AUTHORIZATION FOR RELEASE OF FINANCIAL INFORMATION

The undersigned hereby authorizes the release of any and all financial information regarding loans made to the undersigned by The Loan Shop On-Line or its affiliated companies, which may be in the care, custody, or control of The Loan Shop On-Line or its affiliated companies. The undersigned hereby releases and forever discharges The Loan Shop On-Line and its affiliated companies for releasing the above-described information to ___________________________________.

This authorization shall only be valid if signed by the borrower and duly notarized.
This authorization shall be valid for a period of 30 days after execution.

___________________________ ____________________________________
Borrower???s Signature

____________________________________
Borrower???s Printed Name

STATE OF _______________________)
)
COUNTY OF _____________________)


Subscribed and sworn to before me this ______ day of ___________________, __________.


____________________________________
Notary Public

My Commission Expires:


These people are criminals, there is NO SUCH THING as "Federal Fraud Restitution Detectives lololol!!", that is hilarious!! A bunch of frakin idiots. You have MORE than paid them, my gosh, they owe you!!! File complaints with the FTC, BBB and you AG and forward this email to the FTC.

CLOSE YOUR ACCOUNT!


lrhall41

Submitted by Shazzers on Mon, 05/17/2010 - 08:09

( Posts: 17344 | Credits: )


Quote:

Originally Posted by rith
I am in Texas



my checking account was charged off as of last friday bc they kept hitting the account for diff amounts and my stupid bank would not allow me to close the account so they have me charged off on NSF fees only of $2750 this nightmare is crazy and anyone who can assist me with handling them and getting more info to fight my bank for closing my accnt and not working with me who should I contact ??


lrhall41

Submitted by rith on Mon, 05/17/2010 - 09:09

( Posts: 10 | Credits: )


Quote:

Originally Posted by rith
my checking account was charged off as of last friday bc they kept hitting the account for diff amounts and my stupid bank would not allow me to close the account so they have me charged off on NSF fees only of $2750 this nightmare is crazy and anyone who can assist me with handling them and getting more info to fight my bank for closing my accnt and not working with me who should I contact ??

Speak with the branch manager, (no one else will do), explain your situation and how you have been scammed into paying more money then you owed and ask that they remove the NSF charges. What banks don't tell you is this, they are permitted to remove a certain percentage of charges on a customers account but only if you ask and there are extenuating circumstances, I think this is definitely extenuating! If that gets you nowhere, find out who the CEO is (google it), get in touch with them, send them a letter, fax it send it, call them, just whatever you can do to get the word out that you have been scammed and want a resolution, explain that the resolution you are seeking is the removal of these charges imposed by the bank. Honestly, sometimes you just have to push and push and push these big corporations, but make sure you do it in a mannerly and intelligent way.


lrhall41

Submitted by Shazzers on Mon, 05/17/2010 - 09:15

( Posts: 17344 | Credits: )


Quote:

Originally Posted by shazzers
speak with the branch manager, (no one else will do), explain your situation and how you have been scammed into paying more money then you owed and ask that they remove the nsf charges. What banks don't tell you is this, they are permitted to remove a certain percentage of charges on a customers account but only if you ask and there are extenuating circumstances, i think this is definitely extenuating! If that gets you nowhere, find out who the ceo is (google it), get in touch with them, send them a letter, fax it send it, call them, just whatever you can do to get the word out that you have been scammed and want a resolution, explain that the resolution you are seeking is the removal of these charges imposed by the bank. Honestly, sometimes you just have to push and push and push these big corporations, but make sure you do it in a mannerly and intelligent way.




has anyone dealt with chase before on a matter like this?? When i google it gives me the last name of dimon but there are several addresses does anyone have the correct one as i would like to get this in the mail today,


lrhall41

Submitted by on Mon, 05/17/2010 - 09:47

( Posts: | Credits: )


Quote:

Originally Posted by Anonymous
has anyone dealt with chase before on a matter like this?? When i google it gives me the last name of dimon but there are several addresses does anyone have the correct one as i would like to get this in the mail today,

James Dimon / CEO
270 Park Avenue
New York, New York 10017
Phone: 212-270-6000
Fax: 212-270-1648


lrhall41

Submitted by Shazzers on Mon, 05/17/2010 - 10:00

( Posts: 17344 | Credits: )


LoanShopOnline is not licensed to loan in the US at all, to my knowledge. Contact this guy directly ([FONT=Helv][SIZE=1][FONT=Helv][SIZE=1][EMAIL="wmashburn@ltsmanagement.com"]wmashburn@ltsmanagement.com[/EMAIL]). He sent me a PIF letter and refunded about 50% of what I overpaid.[/SIZE][/FONT][/SIZE][/FONT]
[FONT=Helv][SIZE=1][FONT=Helv][SIZE=1][SIZE=2][/SIZE][/SIZE][/FONT][/SIZE][/FONT]
[FONT=Helv][SIZE=1][FONT=Helv][SIZE=1]They know they're operating illegally. They also respond pretty quickly. I had my refund 3 days after first contact.
[/SIZE][/FONT][/SIZE][/FONT]


lrhall41

Submitted by OhioGal1 on Mon, 05/17/2010 - 14:16

( Posts: 5253 | Credits: )


[QUOTE=OhioGal1;699856]LoanShopOnline is not licensed to loan in the US at all, to my knowledge. Contact this guy directly ([FONT=Helv][SIZE=1][FONT=Helv][SIZE=1][EMAIL="wmashburn@ltsmanagement.com"]wmashburn@ltsmanagement.com[/EMAIL]). He sent me a PIF letter and refunded about 50% of what I overpaid.[/SIZE][/FONT][/SIZE][/FONT]

[FONT=Helv][SIZE=1][FONT=Helv][SIZE=1]They know they're operating illegally. They also respond pretty quickly. I had my refund 3 days after first contact.[/SIZE][/FONT]
[/SIZE][/FONT][/QUOTE]



THEY SENT ME THIS EMAIL TWICE TODAY ALREADY SO SHOULD I JUST EMAIL THIS WMASHBURN MY LETTER ABOUT THEM BEING ILLEGAL AND REQUEST A REFUND AND PIF////

PAYMENT FORM
The Loan Shop On-Line
Account Manager
Phone: 1-888-265-5074 option 4

Please fill out form with proper payment date, dollar amount and information to repay balance due in order to waive additional penalty amounts. Send completed form back via FAX or PDF file to e-mail address [EMAIL="accountresolution@loanshoponline.com"]accountresolution@loanshoponline.com[/EMAIL] or Fax number: 1-800-383-3309

DATES AMOUNT
/ / $
/ / $
/ / $
/ / $

Routing Number: ________________________________________________

Account Number: ________________________________________________

Name on Account: _______________________________________________

Home Phone Number:_____________________________________________

Home Address: __________________________________________________

__________________________________________________

*This charge will appear on your account statement as Loan Shop Online collections. If you are unsure whether or not a transaction on your checking account was originated by Loan Shop Online or an affiliated company, please feel free to contact a representative.

By signing this form, you are in authorizing THE LOAN SHOP ONLINE to debit from your checking account for the following amount(s) only that amount(s) and on stated date(s) will payment be made, no other fee including extension fees, hidden fees, and penalty fees will be added.

_________________________________ Date: ________________
Printed Name

_________________________________
Signature

To reach an account resolution representative for any reason, please call 1-888-265-5074 or email [EMAIL="accountresolution@loanshoponline.com.Please"]accountresolution@loanshoponline.com.Please[/EMAIL] take a moment to add [EMAIL="accountresolution@loanshoponline.com"]accountresolution@loanshoponline.com[/EMAIL] to your address book. This will ensure that e-mails from Loan Shop Online are delivered to your inbox.You are receiving this e-mail because you agreed to receive e-mail reminders, including Account Resolution E-mails, about your Loan Shop Online Account.


lrhall41

Submitted by rith on Tue, 05/18/2010 - 09:30

( Posts: 10 | Credits: )


Quote:

Originally Posted by OhioGal1
Yes. Email him demanding a refund of your overpayment and that your loan be marked paid in full. Also demand the PIF be sent to you in writing.


is there a template I can use from here ??? and is this the only letter I should them I am also going to send this letter to Star Cash Processing as they are harrassing me at work as well


lrhall41

Submitted by rith on Tue, 05/18/2010 - 09:54

( Posts: 10 | Credits: )


Just tell him, in your own words, what's you're asking for and why. Tell him his offer is unacceptable. Tell him what you want.

[FONT=Helv][SIZE=2]Here's what I sent when I received his response about "governing law BS."

[SIZE=2]Thank you for your correspondence and prompt attention to this matter. Unfortunately, the terms of your offer are not acceptable to me. Regardless of what you say, I know that (my state's) law prevails in this matter and according to (my state's) law, you are an illegal lender. I will be more than happy to sign your agreement once I've received a refund of the amount I've overpaid on this loan. Once I've received the $xxx refunded overpayment, I will sign your current agreement, or you may draft a new one that includes the stipulations of my refund. The money can be deposited to my account which you have on file.[/SIZE]

[SIZE=2]Thank you.[/SIZE]


If you don't get your refund, it's not the end of the world. Just make sure you get that PIF letter.
[/SIZE][/FONT]


lrhall41

Submitted by OhioGal1 on Tue, 05/18/2010 - 10:21

( Posts: 5253 | Credits: )


[quote=ohiogal1;700285]just tell him, in your own words, what's you're asking for and why. Tell him his offer is unacceptable. Tell him what you want.

[font=helv][size=2]here's what i sent when i received his response about "governing law bs."

[size=2]thank you for your correspondence and prompt attention to this matter. Unfortunately, the terms of your offer are not acceptable to me. Regardless of what you say, i know that (my state's) law prevails in this matter and according to (my state's) law, you are an illegal lender. I will be more than happy to sign your agreement once i've received a refund of the amount i've overpaid on this loan. Once i've received the $xxx refunded overpayment, i will sign your current agreement, or you may draft a new one that includes the stipulations of my refund. The money can be deposited to my account which you have on file.[/size]

[size=2]thank you.[/size]


if you don't get your refund, it's not the end of the world. Just make sure you get that pif letter.
[/size][/font][/quote]



that is true now can anyone tell me is cash advance network or star cash processing legal in texas???


lrhall41

Submitted by rith on Tue, 05/18/2010 - 13:08

( Posts: 10 | Credits: )