Need to save our house or be Homeless

A Chapt 13 would stop the foreclousre process. you need to get into a bankruptcy attorney immediately for them to evaluate your situation and give you advise that is specific for your part of the country.

the only other way to stop the foreclosure is to pay the back payments and make the loan current. So go to the bk attorney right away.

Yup...what he said. Find one quickly.

Chapter 13 is by far your last option and should only be attempted should you have exhausted every other possible avenue. I work for a financial advisement company, we specialize in all facets of financial/mortage/debt solutions for people that are in YOUR exact situation. We have products such as principle reduction programs that can help you stay in your home, and avoid both foreclosure AND Bankruptcy. if you would like to hear what we may be able to do for you, please feel free to email me. [EMAIL="mattmaroney@emergefa.com"]CONTACT INFORMATION REMOVED PER TOS [/EMAIL] i will be happy to discuss with you your current situation and your potential solutions.

we just finished a modification after 18 months of hell. we were origanally with countrywide and they were bought out by bank of america. i found a really good web site called loansafe.org where they have forums like these to help and guide you through mortgage stuff. there is also the obama plan a.k.a. making home afordable plan that you might be able to qualify for. good luck

Greetings,

Don't lose your house.

RUN to a bankruptcy attourney.
If they are board certified, that's even better.

There are ways to keep your homestead.

Good Luck.
Keep us posted.

King "Kash" Jabba Labba

I agree ....there is no time to be talking to any but a bankruptcy attorney.