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Date: Thu, 07/01/2010 - 12:14

Submitted by Paulie
on Thu, 07/01/2010 - 12:14

Posts: 146 Credits: [Donate]

Total Replies: 18


hello anyone! i have 9 pdl out and some are defaulted, I want to start paying one by one but how do I get the rest to wait for me while I start paying the first one. I'm ok with paying the interest fee they charge me, I just want them to wait and not harras me everyday, I am going to pay them , I jsut can't pay all at one! please help me!!!


Quote:

Originally Posted by Shazzers
First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.


these already include the interest fee.

1. Sandpoint LLC (internet) 390.00 currently paying interest only ($90)
2. my cash now (internet) 296.00 paying principal($50) & (46) interest
3. America cash advance(store) 360.00 currently paying interest only($60)
4. Ace Cash(store) 490.00 currently paying interest only ($90)

5. EZ loan(store) 517.00 currently defaulted in collections.already paid: $269

6. Check n go(store) 219.00 currently defaulted. already paid: $348.00

7. Check into cash (store) 246.00 currently defaulted.

8. The cash store (store) 1100.00 currently defaulted.

9. VIP cash (online) 500.00 currently defaulted.

:( oh, and I live in Houston, Texas.
Thanks!!


lrhall41

Submitted by Paulie on Thu, 07/01/2010 - 12:53

( Posts: 146 | Credits: )


well I read on one of the post by another member that he had a PDL with Sandpoint Capital located on west Indies. I emailed that Wes guy and he was very corteous and I owed them 300 and i had to pay 90 interest charge for the past three weeks. I informed him that other people were in the same situation that instead of the interest going towards the principle, it was just being free money, and that i did alittle bit of research and their laws he in the US, well he agreed and he let me settle the debt, nowI owe them $0 dollars since I had already paid three times $90! yeee! this forumis the best, there is alot of helpful information, the best of all is that I don;t feel alone anymore knowing there's more people in the same situation as me. Thanks!!


lrhall41

Submitted by Paulie on Tue, 07/06/2010 - 13:20

( Posts: 146 | Credits: )


Quote:

Originally Posted by Shazzers
Have you asked for an extended payment plan from any of the store fronts?



no because i'm trying to go one by one, if i do, they want the interest payment right away and I can't even afford that. Right now, i defaulted on ACE cash so i'm planning to call them and ask them to work something out. As for my cash now, i'm trying to find their adress and location because i heard they're not legal in Texas but i need to make sure, if they're not, then i don;'t owe them 355 no more. we'll see!


lrhall41

Submitted by Paulie on Tue, 07/06/2010 - 15:10

( Posts: 146 | Credits: )


Quote:

Originally Posted by Paulie
no because i'm trying to go one by one, if i do, they want the interest payment right away and I can't even afford that. Right now, i defaulted on ACE cash so i'm planning to call them and ask them to work something out. As for my cash now, i'm trying to find their adress and location because i heard they're not legal in Texas but i need to make sure, if they're not, then i don;'t owe them 355 no more. we'll see!

My Cash Now 207 1425 Marine Dr
North Vancouver, BC V7P 1T5

My Cash Now P.O. Box 229
Margaretville, NY 12455


lrhall41

Submitted by Shazzers on Tue, 07/06/2010 - 15:18

( Posts: 17344 | Credits: )


[QUOTE=Shazzers;719988]:WebForm_DoPostBackWithOptions(new%20WebForm_PostBackOptions("ctl12$gc1$s$gridResults$ctl02$lbReport",%20"",%20true,%20"",%20"",%20false,%20true))"">My Cash Now 207 1425 Marine Dr
North Vancouver, BC V7P 1T5

:WebForm_DoPostBackWithOptions(new%20WebForm_PostBackOptions("ctl12$gc1$s$gridResults$ctl03$lbReport",%20"",%20true,%20"",%20"",%20false,%20true))"">My Cash Now P.O. Box 229
Margaretville, NY 12455[/QUOTE]


thank you so much! I don't know where and when I saw they were in Panama! but thank you so much for your info. how do I know if they're licensed in Texas?


lrhall41

Submitted by Paulie on Wed, 07/07/2010 - 07:00

( Posts: 146 | Credits: )


Quote:

Originally Posted by Shazzers
Have you asked for an extended payment plan from any of the store fronts?



Ok, I just received an email from Check into cash and they agreed to work out a payment plan for the principal amount! I'm so happy, I think I'm seeing alittle bit of light to all this darkness of PDL mess!:rolleyes:


lrhall41

Submitted by Paulie on Wed, 07/07/2010 - 12:08

( Posts: 146 | Credits: )


Thanks for your help Shazzers, by looking at what you post for other people, I've learned a few things! well on Friday I called My Cash Now, and when they answered, they said: Thanks for calling Payday Max, can I help you?..... ??? I was like is this My Cash Now, she's like: mm, yes, can I help you? .....I got so confused, what does this mean.? they had all my info about my loan and stuff. :/


lrhall41

Submitted by Paulie on Mon, 07/26/2010 - 07:57

( Posts: 146 | Credits: )


[QUOTE]Thanks for calling Payday Max, can I help you?..... ??? I was like is this My Cash Now, she's like: mm, yes, can I help you? .....I got so confused, what does this mean.? they had all my info about my loan and stuff. :/ [/QUOTE]My Cash Now and Payday Max are one in the same company. This is why she answered with PDM. Both Illegal in most states.


lrhall41

Submitted by Cool_Abyss on Mon, 07/26/2010 - 09:26

( Posts: 2936 | Credits: )


yeeeey! i just came with an agreement with My Cash Now and they set up payments for me that I could afford for the principal amount left over, they stoped the ACH transactions as I had revoked them and for the first time in months, I have no overdrafts in my account, leaving me with enough money to pay me rent and bills!!! yeeeeeeeeeeeeeeeee!!! thanks to everyone in this Forum, I'm able to see some light at the end of the tunnel!!!!


lrhall41

Submitted by Paulie on Fri, 07/30/2010 - 11:26

( Posts: 146 | Credits: )


paulie if you dont mind me asking what arrangement did they come up with for you? (my cash now) They are one of my lenders and I am fighting mine one at a time and havent even approached them yet. Can you tell me had you defaulted then they called you or did you call them after you defaulted? Any info would be appreciated! BPMQuote:

Originally Posted by Paulie
yeeeey! i just came with an agreement with My Cash Now and they set up payments for me that I could afford for the principal amount left over, they stoped the ACH transactions as I had revoked them and for the first time in months, I have no overdrafts in my account, leaving me with enough money to pay me rent and bills!!! yeeeeeeeeeeeeeeeee!!! thanks to everyone in this Forum, I'm able to see some light at the end of the tunnel!!!!


lrhall41

Submitted by ballplayersmom on Sat, 07/31/2010 - 19:00

( Posts: 365 | Credits: )


update: well today we finally got my husband's account clear of overdraft charges, the ACH blocks worked, and there are no more checks going through making us overdraft! so, with my husband's check clear, he will be able to help me out pay the loans, so far so good, so I once again thank you everybody for helping me by posting threads with similar info that I can relate to and help myself! I now live more peaceful, I can sleep at night, I'm not sick no more, and I get a smile on my face more often!!! just when you think there's no hope, trust me, God will show you the way out but always making you learn from your mistakes! I love everyone in this Forum!!!God bless you all!


lrhall41

Submitted by Paulie on Wed, 08/18/2010 - 12:54

( Posts: 146 | Credits: )