PayDay Co eont work with me
Date: Sun, 07/25/2010 - 17:48
I'm sure that you've come across this PDL through the internet.
I'm sure that you've come across this PDL through the internet. As per my knowledge about this PDL is concerned, I've a physical address of this company which is Level 8, Plaza Commercial Center,Bisazza Street, Sliema, SLM1640, Malta.
So, as you can see, they're not even situated in our country. Although you can file a case against this company with the BBB but you can't prevent them from calling you. And yes, they cannot sue you for anything.
Quote:Originally Posted by ShazzersAKA Kingston Financial What
Quote:
Originally Posted by Shazzers AKA Kingston Financial What state are you in? |
Minnesota and i borrowed 610.00 i am almost 2 weeks past due now and have asked to break the payment up into 4 payments because the total owed is 808.18 and they said nope only 2 payments. Otherwise they will exercise the wage assignment included in the contract which i am not sure is legal as i have read has to be signed in person and not digitally. Anyhow I have sent an email revokeing the wage assignment and copied MN state laws on payday loans to the email. Any other advice or info on this company i spkoe with online cust. service as i am unable to even log into my acct. to review the documents and they stated there is no physical address i saved all my chats with them.
Quote:Originally Posted by AnonymousMinnesota and i borrowed 610
Quote:
Originally Posted by Anonymous Minnesota and i borrowed 610.00 i am almost 2 weeks past due now and have asked to break the payment up into 4 payments because the total owed is 808.18 and they said nope only 2 payments. Otherwise they will exercise the wage assignment included in the contract which i am not sure is legal as i have read has to be signed in person and not digitally. Anyhow I have sent an email revokeing the wage assignment and copied MN state laws on payday loans to the email. Any other advice or info on this company i spkoe with online cust. service as i am unable to even log into my acct. to review the documents and they stated there is no physical address i saved all my chats with them. |
Close your account, they aren't legal lenders in your state. CLICK HERE to find out how to deal with illegal lenders.
thanks for your help i have sent them copies of mn state laws re
thanks for your help i have sent them copies of mn state laws regaurding PDL and requested their license number and sent them a copy of all the licensed PDL companies in MN. As of present they are refusing to talk to me even to make payment arrangements.??????
How much have you paid them so far? You do realize that since th
How much have you paid them so far? You do realize that since they aren't licensed to lend all you owe them is the principal amount you borrowed. I wouldn't give them an option if I were you, just tell them you need a physical address where to send payments, if they refuse to give you an address then it is no longer your problem. Read the link I gave you on how to deal with illegal lenders, all your questions will be answered in that thread.
I sent the am copy of the letter slightly edited to fit my situa
I sent the am copy of the letter slightly edited to fit my situations and such. along with all the MN state lawa and Attorney General information on the lawsuits she recently filed against PDL companies operating illegally. As stated in the prescripted letter the preferred method of communication being email. They havent even contacted me at all i did call to confirm they have recieve all the emails i have sent no one can talk to me asbout payment as my account is locked? whatever that means ? Ball is in their court now i have all my documentation i tried to resolve this.
I checked them out on the Better Business Bureau before I agreed
I checked them out on the Better Business Bureau before I agreed to a loan with them. I have two and have had absolutely no problems.