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Validation Letter to Lawyer

Date: Tue, 08/24/2010 - 15:29

Submitted by marysplace2
on Tue, 08/24/2010 - 15:29

Posts: 110 Credits: [Donate]

Total Replies: 6


Should I send the same validation letter to a lawyer that I sent to the collection agency that hired them?


No the first was letting us know that the CA hired him. the second seems to be in response to the validation letter we sent to the CA. he did enclosed a copy of information that he received from the CA that says "Statement of Account" it has the following on itCavalry Reference number XXXXXOriginal Account number XXXXXOriginal Institution HSBC Bank Nevada, N.A. Orchard BankCurrent Date 8/16/2010Date of PurchasePrincipal as of 8/11/2010Account Balance 1602.02Costs .00Other Charges .00Interest Rate 10%in our Validation letter we asked for the following1. Agreement with our client that authorizes you to collect on this alleged debt.2. Agreement that bears signature of the alleged debtor wherein he promises to pay the creditor.3. Complete payment history on this account so as to prove that the debt amount you whish to collect is correct.none of that was sent to us.


lrhall41

Submitted by marysplace2 on Wed, 08/25/2010 - 10:22

( Posts: 110 | Credits: )


That's not validation. If they send you an actual statement from HSBC, THAT could constitute validation. I would respond to the letter from the attorney, thanking them for responding to your validation request and informing them that what they've supplied is not proper validation. Ask them again to validate the debt.

You'll find good info on debt validation here. http://www.debtconsolidationcare.com/collection-agencies/debt-validation.html


lrhall41

Submitted by OhioGal1 on Thu, 08/26/2010 - 06:51

( Posts: 5253 | Credits: )


Ok sent validation letter to lawyer along with the letters sent to CA and copies of the return receipts. haven't heard anything from the lawyer postal services shows the letters were accepted on the 3rd of this month. how long should I wait to respond and who should I respond to the lawyer or the CA?


lrhall41

Submitted by marysplace2 on Wed, 09/15/2010 - 13:28

( Posts: 110 | Credits: )