logo

Debtconsolidationcare.com - the USA consumer forum

no response from PDL's

Date: Fri, 09/03/2010 - 06:03

Submitted by ayla
on Fri, 09/03/2010 - 06:03

Posts: Credits: [Donate]

Total Replies: 6


I sent emails to my 6 payday lenders on monday night and still havn't heard a word..is this the norm??


Quote:

Originally Posted by ayla
Done, but one of the PDL's sent back an email within minutes and said that my account was sent to a collection agency.(already???) I asked them why they did that when in my letter I said I would send them any balance(principal) I owed? If it goes to collection agency, how do I revoke wage assignment when I dont know who it is?


here is the deal with the wage assignment.only the original creditor can invoke a wage assignment.a wage assignment is not transferable.i would still get the letter to your HR or payroll person first before sending it to the pdl's.


lrhall41

Submitted by paulmergel on Thu, 09/09/2010 - 06:11

( Posts: 15514 | Credits: )


Well that's fabulous news because, if a 3rd party collection agency contacts you regarding this debt, you can ask them to send a letter of collection and then respond with a DV letter. They cannot possibly validate an illegal loan. Which PDL was this that sent your account to a CA and supposedly doesn't accept payments via the U.S. mail?


lrhall41

Submitted by OhioGal1 on Thu, 09/09/2010 - 06:35

( Posts: 5253 | Credits: )