Paying for Settlement
Date: Fri, 09/10/2010 - 06:51
Thanks
Maggie
For starters, make sure you have the settlement offer in writing
For starters, make sure you have the settlement offer in writing first. Then let them use the checking account. Once the check has cleared, get a copy of the paid item and staple it to the settlement letter....save with all your other valuable paperwork.
Is it ok to let them do an electronic check over the phone...
Is it ok to let them do an electronic check over the phone...
Thanks!
Maggie
I overnight a cashiers check! AND never heard from them again!
I overnight a cashiers check! AND never heard from them again!
I read over and over this is what you shall do right?
I have no copy of the cancel check or a transaction number.
TG my credit reports reads settle!
They promise me a lettering stating I had settle but it has never arrived!
I was dealing with a guy name Bob, he always called from the same phone number, and the odd thing I could call him and he always answer. UNTIL the day the check arrived and I could see were someone sign for the letter so I called the number to confirm Bob received the check. Different voice answer and said Bob who? "Oh Bob is off today" I say Bob went on to become Bill and change seats with someone else phone #.
Kate has settle ~~~~ NEXT!
Bob had left the building!
Oh, I double check to make sure they could collect the money for
Oh, I double check to make sure they could collect the money for citibank. First I called citibank and they directed me to the recover dept. Then I google the phone# whom was calling me to double check!
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Quote:Originally Posted by Kat1975I overnight a cashiers check!
Quote:
Originally Posted by Kat1975 I overnight a cashiers check! AND never heard from them again! I read over and over this is what you shall do right? I have no copy of the cancel check or a transaction number. TG my credit reports reads settle! They promise me a lettering stating I had settle but it has never arrived! I was dealing with a guy name Bob, he always called from the same phone number, and the odd thing I could call him and he always answer. UNTIL the day the check arrived and I could see were someone sign for the letter so I called the number to confirm Bob received the check. Different voice answer and said Bob who? "Oh Bob is off today" I say Bob went on to become Bill and change seats with someone else phone #. Kate has settle ~~~~ NEXT! Bob had left the building! |
Next time make a copy of the check. Maybe you can get a copy from your bank. I also write a cover letter stating the check is payment in full and keep a copy of the letter. Finally I send everything certified mail so I have a record of receipt.
Keep a paper trail and get the settlement offer in writing! That way in the future no one can dispute the fact that the debt is settled