Anyone heard of Choice Gold Services or Platinum Service

If you do a Google search, you'll see this is a common problem. Many times, when you apply for an internet PDL, especially on one of the sites that "checks multiple lenders for you and finds you the best deal," they have fine print in the terms of service stating that you will be enrolled in some program that will auto-debit your account and/or that there is a monthly fee for their service, same thing.

Did your bank refund you the money? I know you said you closed the account but, if you didn't agree to have the funds withdrawn, you should be able to get that money back. You should also contact both of these companies and tell them you didn't ask for their services and if you were enrolled in some program, without your knowledge, they need to remove you from it.

I'm thinking these names could be related to the PDLs. Choice Gold Services withdrew 99.95 from my account and so did Platinum Service, both on the same day! If anyone has a clue who they are and how to get my money back, I sure would appreciate it. I have closed my bank account but I just want to know who took this money from me. I have to wait until the next day and close my account. I am call customer report to get some help so this won't happen to anyone else.

I'm pretty sure I just answered this for you above. You're likely correct in the assumption that they received your info via the internet PDLs. Talk to you bank. Tell them these were unauthorized charges. Dispute the charges as fraudulent.

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Tell your bank of the fraud and they will try to obtain your money for you. They have replaced half of my money so far.
Good luck!
M.J.

the same thing happened to me and my bank said that I have to contact the company and I don't know where to get the number from?

so i got the number to the choice gold services and what they are telling me is that the charged that was on my account for 99.95 is non-refundable and there is no way that i can get the money back. I tried to explain to the customer service lady that my bank won't give me the money back until they do. i just don't know what to do.

You need to tell your bank that these charges were unauthorized and FRAUD! Demand a reversal.

i have tried that but the problem is that one of my roommates was the one who did all this stuff so there is no way for me to prove that it wasn't me because the ip address is the same on our computer because we all used the same computer so now i am basically screwed i guess you can say

No. You need to go into your bank and tell them that there were unauthorized charges to your account. You need to ask them for the forms you fill out to dispute those charges. Don't just listen to some teller and take his/her word for it. Ask to speak directly to the BRANCH MANAGER!

i did they told me i need to go to the police station and fill out fraud or idenity theft papers than go back to them with the papers

Then do it.

I went to the bank and filled out the papers with the manager, he said I should have this taken care of in 48 hours. They sure didnt tell me to go to the police, and I filed a complaint with the Atty Gen of Ohio office. She told me they had complaints on this and they are investigating it

They're likely directing you to the police because you mentioned identity theft. It's always best to file a police report in those instances but, I really don't understand why your bank is telling you they can't help you. I'm baffled.

this also happened to me by the same company. I have now a small claims suit against this company. if you all would like to get in with the law suit it could turn into a Class Actions Suit, where we all will get our money back plus some additional money for hardship

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This company is a scam. I would like to know how to file a complaint with the internet. I have filed an affidavit with my bank. I will report these people to Consumer Complaints in Houston TX and APS *(for fraud against an ederly person).

We do not need this kind of trash on the internet. Personally after this experience of being drafted for $99.95 I wish they would take all the payday loan business off the internet.

Houston, Texas

i have been charge some charges on my account for 99.95 i was trying to apply for a payday loan not a choice gold membership .So if so could you please that them funds be credit back to my account .

i did not agree to these charge of 99.95 . i was trying to get a payday loan nothing else you all ask for info and you put it in but if the fees are to high and you decide not to get the loan you already have people info .So you are really scaming people . So i say be careful . Iwill be going to my bank to dispute these charges . BE SAFE

I m guessing no one even received their PDL's either? I never even signed up 4 this crap, how did they get my bank info? I contacted my bank but they were closed til Monday. My account was already a little overdrawn now its $162.15 overdrawn...WTF??

i applied for a payday loan and got scamed by choice gold service,you will not get away with scamming elderly people.may god be with you

i have just experience this same thing last thursday. when i called gold choice services they told me to called the police make a report and send them my bank statement to prove the monies was taken out. are they crazy. i am going to fight this all the way. there are other people that this happen to check out www.bizclaims.com/2010/09/choice-gold-services/comment-page-1/#comment-22429. this company needs to be stopped....

I'm in NC. Same thing happened to me. They didn't even give me a loan and still they charged me 99.95. What a rip off. I'll fight to get my money back. I'm going to report it on the www.ripoffreport.com too.

the same thing happen to me. if there is a class action law suite going on, I would like to be included in it also.

The same thing has happened too me .This so called company Choice Gold Services withdrew 99.95 out of my account without any authorization and now the bank thinks that I gave them permission to withdraw money out of my account. How can I get my money back can someone tell how I go by doing that

Yes I got the same scam when you fill out a payloan you go threw there pages. And you get there page you say No but there must still give them your bank information and they make money on you to.

I called Choice Gold Service they would not return the money back in my account. And i called Platinum Service I got my money back it took some time and send a check in the mail the Phone Number is 818-255-9973 you talk to rep and customer service rep call you need your bank account the money was drawn out of and the bank to.

I applied for a payday loan and the same thing happened to me, I would definately like to get in on a class action lawsuit against them. Please email me at [EMAIL="gibby222@yahoo.com"]gibby222@yahoo.com[/EMAIL] with more information.

This same thing happened to me. It was taken out twice. I applied for a PDL, just like you, got nothing but had the money removed from my account. One company went so far as to tell me that there is a lawsuit out against me for violating Federal Banking Regulations, check fraud and something else that was a fraud. I questioned them and all I got was "what is your f---ing question?" because he wouldn't answer any of my questions. I will be calling my bank tomorrow and try to get in touch with Gold Services to see what kind of garbage they will give me as an explanation, if any.

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