QXL Response

Have you paid the principal amount that has been borrowed? If not, then send them a mail that you will send them the remaining balance and ask for a mailing address from them as you'll send the money via money order.

If they don't reply, then just forget about it.

Well, they're saying no payments will be requested so that's a good thing. Did you file complaints with the BBB, AG and FTC? I'd respond that, according to your state laws, the contractual terms have been satisfied and you would like that acknowledged.

How did you send QXL a letter was it via there website?

Thanks for the reply's:

Yes I have paid the principal in full

Yes I have filed complaints with FTC, BBB and South Carolina AG.

If you log in to your account at QXLonline and send a service request ticket they respond quickly.

So I guess I will let them know that I have completed my financial responsibility and again request for PIL.

what letter did you send them? just curious as i had sent them one back in July they pretty much told me they still expected payment now i can not even create customer service ticket. They say my balance is 720.00 on a 200.00 loan that i have already paid them. I have not heard anything from them the only way i can contact them is the phone number which i will not do as i have told them no phone contact.

I also have not heard from them except when they responded to my Customer service request ticket. I sent them the standard letter from this forum. It wasn't anything special, but I have paid $320.00 on a $200.00 loan. They still will not acknowledge PIF so I'm not sure what to do next. I refuse to call the number. I'm not to good when they start their threats. I'm open to any suggestions.

Quote:

so i once again this morning sent them the letter and their response was that they do not have me paid in full so i told them i was filing my complaints and now when i try to log in it will not let me.

That's typical. Hopefully you can get some resolution via the AG or BBB.

is there really anything they can do to me ?i have proof i paid the loan back they have not tried to contact me so i guess i will just leave it alone

Yes, it happens. Once these PDL companies come to know that the consumer is aware of their illegality, they block their account/id.

Nope. They can't do a thing to you, other than annoy you. They may sell your loan to a CA at some point and then you'll have to start the cycle over but, it's an illegal loan. No CA is going to be able to validate it anyway.

I would have not rested until I get back the refund. Send complaints to your states' AG. Be persistent with your refund demand.