payday loans
Date: Wed, 09/22/2010 - 13:41
Which state are you from? Are you sure the PDL company is a lega
Which state are you from? Are you sure the PDL company is a legal one? A PDL company can garnish your wages only after getting the court order.
Quote:Originally Posted by paulcahill80Which state are you from?
Quote:
Originally Posted by paulcahill80 Which state are you from? Are you sure the PDL company is a legal one? A PDL company can garnish your wages only after getting the court order. |
Illinois
Quote:Originally Posted by AnonymousIllinois A company called
Quote:
Originally Posted by Anonymous Illinois |
A company called DNI recovery called me today at work and said If I don't make arrangements today they will garnish my wages 25% for a loan taken out in 2006. They did not mention the name of the PDL and I didn't ask.
Should I be concerned?
Oh!!!! Now, I'm starting to feel fishy about the whole situation
Oh!!!! Now, I'm starting to feel fishy about the whole situation. Ask DNI recovery to send you a collection letter for the debt they are collecting upon. Once you receive the letter, send them a Debt validation letter.
And don't be concerned about the wage garnishment threats. The debt collector is using it to scare you to pay the amount.
Quote:Originally Posted by AnonymousA company called DNI recover
Quote:
Originally Posted by Anonymous A company called DNI recovery called me today at work and said If I don't make arrangements today they will garnish my wages 25% for a loan taken out in 2006. They did not mention the name of the PDL and I didn't ask. Should I be concerned? |
They can't garnish your wages without a court order. Some lenders stipulate a wage assignment should the consumer fail to make their payments to pay off the loan, but it can be revoked at any time, email them a letter revoking their rights to any wage assignments you may have signed, date it, print it out and take it into your employer.
you betcha,here is some more.not only get the revocation letter
you betcha,here is some more.not only get the revocation letter out,but alot of employers in IL won't honor a wage assignment period.at least one with an ES(electronic signature).btw the max even with a court order is 15% of income after all other deductions.just shows what kind of humanoids you are dealing with.i know these things being in IL myself.
