logo

Debtconsolidationcare.com - the USA consumer forum

Advance Me Today

Date: Sat, 09/25/2010 - 08:41

Submitted by susie99
on Sat, 09/25/2010 - 08:41

Posts: 5 Credits: [Donate]

Total Replies: 8


I got a loan from advance me today and now I'm filing for bankruptcy and wanted to add the loan. But the payday loan place said they were gonna report me as fraud because they think I intentionally got the loan with the intention of not paying and I will not be able to add the loan to the bankruptcy. Does anyone know about this payday lender or know if this can be true? Help!
:confused:


I reside in nebraska. I have other online payday loans and the others haven't given me any problems yet only this one.

Quote:

Originally Posted by paulcahill80
Can you tell me the name of your state where you reside? Are you sure they are legal in your state?


lrhall41

Submitted by susie99 on Mon, 09/27/2010 - 08:20

( Posts: 5 | Credits: )


It's an online payday place located in Costa Rica. I have other internet payday loans that I'm putting in bk and none of the other's have given me problems. The contract says I that they don't follow our states laws and that I can't file bk 30 days after receiving the loan. Also that their loan is in effect even if I file bk? I don't knw if its a valid contract bt the rep I talked to gave me a really hard time.

Quote:

Originally Posted by Shazzers
Is this a store front lender? If you are going to file BK there isn't much they can do about it if you follow the BK laws and qualify.


lrhall41

Submitted by susie99 on Mon, 09/27/2010 - 08:25

( Posts: 5 | Credits: )


They aren't even a legal lender. How much did you borrow from them? How much have they debited you for so far? They're full of it.
Actually, some of your other loans may not be legal lenders either. You may not even have to include them in your BK if they're already paid (according to your state laws).


lrhall41

Submitted by OhioGal1 on Mon, 09/27/2010 - 09:07

( Posts: 5253 | Credits: )


I borrowed 200 but I haven't paid any of it because right after that I filed for bankruptcy. I've included all of them just in case even one from qxlonline that I know for a fact is a scam I'm passed due on them and they haven't even tried to contact me prob cuz they're a scam. Hopefully you're right I'm just got scared cuz the rep said he was going to put me as fraud and I'm gonna have all these court costs and other fees for having to report me.

Quote:

Originally Posted by OhioGal1
They aren't even a legal lender. How much did you borrow from them? How much have they debited you for so far? They're full of it.
Actually, some of your other loans may not be legal lenders either. You may not even have to include them in your BK if they're already paid (according to your state laws).


lrhall41

Submitted by susie99 on Mon, 09/27/2010 - 09:12

( Posts: 5 | Credits: )


They'll threaten all sorts of things but they are illegal lenders. Make sure your attorney is aware of how much you borrowed and any amounts you've paid thus far. You're only responsible for paying back the principal amount of the loan. No fees, no interest, no other BS they'll try to claim you owe them.


lrhall41

Submitted by OhioGal1 on Mon, 09/27/2010 - 09:15

( Posts: 5253 | Credits: )