Refund from Bank

Date: Mon, 09/27/2010 - 16:32

Submitted by J L B
on Mon, 09/27/2010 - 16:32

Posts: 329 Credits: [Donate]

Total Replies: 3

I was reading a bunch of posts and now I think I'm confused. When people say that they've gotten the banks to refund some of the illegal PDL fees are we talking like when they over draft your account and the bank charges you $35 so you've been refunded those fees? Or are you saying that you told the bank it was fraud, went back the x number of days permitted and were refunded full payments?

Thanks in advance for clearing up the confusion.

Here's an example in a month I'd have two deposits from XYZ for

Here's an example in a month I'd have two deposits from XYZ for $900. Then two debits for $1143 each. Could I make an argument with the bank for the 2 overpayments of $243? Sorry if this is totally a dumb question.

lrhall41

Submitted by J L B on Mon, 09/27/2010 - 16:34

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My understanding has been that if you have revoked your ACH and

My understanding has been that if you have revoked your ACH and the debits go through, this is fraud and the bank will refund the money that was debited as it was illegally removed from your account. As far as the bank's fees (i.e. NSF fees) I think that is going to depend on the bank although I believe I read with out BoA account that they will refund any NSF fees determiend to have resulted from fraud. Hope this clears it up. :)

lrhall41

Submitted by screwedinaz on Mon, 09/27/2010 - 16:38

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Ok so only anything that might have posted post Revocation. Tha

Ok so only anything that might have posted post Revocation. That makes more sense. Thank you! Everything that tried to go through post sending the letters was returned and no NSF fees were charged. Darn I was sorta hoping though ;)

lrhall41

Submitted by J L B on Mon, 09/27/2010 - 16:41

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