debt settlement

You want to settle your debt?? Call, dont write. They will not negotiate thru the mail.

I recieved a summons and have twenty days to respond, should I respond to the attorneys office or directly to the collection company? Also, should I agree to pay in that letter?

you need to look up the rules for civil procedure for your county....got to your county courts website. You need to respond to the court and the attorney. And make sure you show up in court!

Is the balance correct? Have you tried to negotiate a settlement with the attorney?

Greetings "[URL="http://www.debtconsolidationcare.com/forums/member.php?u=237924"]kenneth Davis[/URL]"

Writing letters ain't gonna work.

Repeat after me: "If you want to negotiate then you've got to communicate".

It really is that simple.
Don't be intimidated by them.

That's all at this point.
King "Kash" Jabba Labba