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Banks and Credit Reports

Date: Tue, 11/30/2010 - 15:57

Submitted by anonymous
on Tue, 11/30/2010 - 15:57

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Total Replies: 2

Banks and Credit Reports


Do banks report to the three main credit report bureaus as well as Chexsystems. I know if it goes to collections it will report. I had an overdraft from a few months back with Woodforest. I called them and they said it is reported as charge off but that i can can repay and be able to open a new account. My question is when they say it was reported would they mean chexsystems or the 3 bureaus...i'm assuming if i can repay it to htem they didn't seel to a collection agency


All banks are different. From what I know about Woodforest, they will report you to Chexsystems and Telecheck. If they turn it over to a collection agency then it may also be reported to one of the 3 bureaus.


lrhall41

Submitted by Mary Adkins Matthews on Wed, 12/01/2010 - 22:18

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