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Banks and Credit Reports

Submitted by on Tue, 11/30/2010 - 15:57
Posts: 202330

Do banks report to the three main credit report bureaus as well as Chexsystems. I know if it goes to collections it will report. I had an overdraft from a few months back with Woodforest. I called them and they said it is reported as charge off but that i can can repay and be able to open a new account. My question is when they say it was reported would they mean chexsystems or the 3 bureaus...i'm assuming if i can repay it to htem they didn't seel to a collection agency