credit card debt
Date: Wed, 12/29/2010 - 11:42
or go thru a debt conolidation ? I already did a chptr. 7 five years ago.:confused:
you are not giving us enough information..we know nothing about
you are not giving us enough information..we know nothing about your debt load/type or your income. Obviously you didnt learn from your chapter 7. The choice is really yours...either way you are going to mess up your credit again and make payments.
As 5 years have already passed since your previous Chapter 7 dis
As 5 years have already passed since your previous Chapter 7 discharge, you'll be able to file Chapter 13 now. However, as Soaplady has said, it seems that you haven't learned from your previous bankruptcy filing. I will suggest you to go for debt consolidation as it won't have negative impact on your credit scores. In case of bankruptcy, your scores will get reduced by 200-250 points.
Debt consolidation or debt management will most definately have
Debt consolidation or debt management will most definately have an negative impact on your scores.