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Date: Thu, 12/30/2010 - 07:47

Submitted by anonymous
on Thu, 12/30/2010 - 07:47

Posts: 202330 Credits: [Donate]

Total Replies: 11


I just recieved a call from a man named Eric Hurst who claimed he was a process server and that I needed to call Check Resolution ASAP and if I didn't then it would be considered a no response and he would file the paperwork within my county to have me served and appear in court. He gave me 877-499-7015 to call and arrange for payment. I live in Texas and have read some of the posts here. I was hoping someone could help me out and tell me what my rights are and the worst case senario. I got a pdl from cashnet like 3 years ago for $500...and between the economy and being a single mother with a 3 year old I just can't pay them right now. I did pay them $450 like 8 months ago and now they want an additional $450. I had to close my account because of them and I currently do not have a bank account. Can anyone help? What do I do in this situation? Any advise would be greatly appreciated....I am worried. :confused:


Cashnet USA is a legal lender and you will have to pay them according to your contract. Because you've gone into default they will not offer the EPP. Process server's never call you to tell you to call someone. They serve papers. The process server will not file papers that would be up to the collection agency, and Eric Hurst would serve the papers. Have you tried to call Cashnet to find out if they turned your account over to collection and if so to whom? I would start there first. If Check Resolutions happens to be the collector for Cashnet, they would have your mailing address and would of already sent you a request for payment in the mail. As long as you've not moved since your original application.


lrhall41

Submitted by Buzzette on Thu, 12/30/2010 - 08:14

( Posts: 401 | Credits: )


well buzette check resoultions is not licensed period.cashnet has been selling debts to these places more and more.also there is more than one cashnet.paydayloan yes also goes by cashnet500,or just cashnet.there are a couple of threads about CHECK RESOLUTIONS,and cashnet in those claims to know nothing about this collector.i would not pay them anything without something in writing first.as far as a worst case scenario?never heard of this illegal bunch doing anything but call and threaten.as buzzette stated.no legal process server would call in advance,or negotiate for a creditor.first sign of a scam.first determine if this was cashnet usa,or just cashnet.then file a police report as again no process server would ever call in advance and give the details this person did.then call cashnet.i'll wager that either they sold it,or will claim to know nothing.then this "process server"is nothing of the kind and should be reported as well.


lrhall41

Submitted by paulmergel on Thu, 12/30/2010 - 08:39

( Posts: 15514 | Credits: )


[SIZE=3]It is a scam. Claiming they will sue is a bluff. They are not going to sue on a $500 debt that you paid $450 on unless they are really stupid. The claim that you still owe $450 is ridiculous and would not hold up. It would cost them the $450 to hassle with the suit. Most of all, the loan was probably illegal to start with and they have no legal means to collect. I would send them a cease and desist letter and ignore them unless you are actually served. Verify any summons papers through the court to make sure they are legitimate. [/SIZE]


lrhall41

Submitted by DOLLARSandSINCE on Thu, 12/30/2010 - 09:06

( Posts: 1078 | Credits: )


btw only a loser tied to this scam would be as petty as to bring up the spelling of someone.especially one with a good point,and not a complete bunch of hooey like you posted.another btw,your usage is ridiculous.if you are going to use the quotation use it right pal.last btw what was not spelled correctly?it seems you come on here to post stupidity,and cloud the issue.which is this is a scam,and your'e a shill for said scam and nobody should listen,or pay attention to what you post.


lrhall41

Submitted by paulmergel on Mon, 01/03/2011 - 06:31

( Posts: 15514 | Credits: )


Quote:

i dont know what you are all talking about they were kind enough to call me so i could pay my bad check before i got a judgment unlike the last company just sued me without telling me about it
If no paper check was written it was/is a false allegation and could have been fought, Check Resolution Services is a collection agency which is located in N.Y., there are numerous complaints against them at the BBB and are notorious for NOT complying with the FDCPA (Fair Debt Collection Practices Act). Based on what you have said they AGAIN broke the law by contacting you with false allegations of a "bad check" that was obviously non existent. As Dollars & Since stated, IT IS A SCAM! This company (Check Resolution Services) has committed nothing less than fraud simply by calling you and mentioning the words "bad check", do a search to verify what I am saying is true.

You should never admit to owing a debt to a voice on the phone, whether you actually owe a debt is irrelevant, the point is, you NEVER actually know who is on the other end of a telephone, so never ever discuss a debt on the telephone, you have rights under the FDCPA and should exercise them.

My advice to you is educate yourself on the FDCPA, you can google it and research your rights. I would encourage you to file a complaint against them with the FTC and your state attorney general, please.


lrhall41

Submitted by Shazzers on Mon, 01/03/2011 - 06:58

( Posts: 17344 | Credits: )


[QUOTE]i dont know what you are all talking about they were kind enough to call me so i could pay my bad check before i got a judgment unlike the last company just sued me without telling me about it [/QUOTE]
If you educate yourself on the FDCPA you will learn that you can have that judgment vacated, if what you are saying is true.


lrhall41

Submitted by Shazzers on Mon, 01/03/2011 - 07:00

( Posts: 17344 | Credits: )


Oh pleaseeeeeeeee don't get me started on "spelling" and grammar, I could easily edit your post and point out several grammar and punctuation errors. Go back to school, until then, judge not because you are making a fool of yourself!

Quote:

and by the way i would not take any advice from dollars and "since" because he or she apparently does not know how to spell, and unless he or she plans on representing you what good would it be to listen to this person


lrhall41

Submitted by Shazzers on Mon, 01/03/2011 - 07:06

( Posts: 17344 | Credits: )


Interesting...
I also received a call from "Eric Hurst". Apparently he is moving up in the world. He has graduated from process server to attorney. He is apparently working for Copeland Law Office. Another interesting note... the number they left shows up in one entry that I found on google from E-Check Recovery LLC


lrhall41

Submitted by rychma on Mon, 03/21/2011 - 09:45

( Posts: 15 | Credits: )