wage assignments and federal wages

The state government of Tennessee allows wage garnishment. As per the state laws, only 25% of an individual's paycheck can be garnished. You can know about Tennessee wage garnishment laws from the following page:
"http://www.debtsettlementlawyers.com/resources/debt-settlement/debt-collection/tennessee-wage-garnishment.htm"

If you're talking about voluntary wage assignment, it's revokable at any time. Are you talking about voluntary or involuntary?

A wage garnishment can only be obtained through a court of law, but they would need to get a judgment against you.

A wage assignment is something that a payday lender will stick into their contract, the customer agrees to allow the payday lender attach their wages if the customer should default. However, as Ohiogal has stated, it is voluntary and can be revoked at any time. A sample letter is below, date it and send an email to each payday lender, but most importantly, take a copy to your employer!
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Do PDL usually follow through with a wage assignment?

Absolutely. You need to send them a note stating you revoke the wage assignment and also give a copy to your HR department at work so, if they try to push it through (even after you revoke it), it won't work.

I was talking about wage assignments that some of these people get you to sign or say that you have signed( which i have never signed any). I spoke with my Payroll dept this am and i also sent them an email. I asked about the wage assignments. They told me they talked with the legal department and they WILL NOT accept any kind attachment to my pay check unless it is directly from a court in the form of an order. They told me that as i work for the federal government anyone trying to fraudulently take money from one of their employees and therefore government payroll is subject to prosecution by them.

In regards to wage assignments would a unlicensed/illegal payday lender be able to garnish my wages I reside in the state of NJ and my state prohibits payday loans. I have already sent my revoke ltrs from any futher ACH debit n garnishment assignments. Is it necessary to still notify my employer since the pdl r unlicensed n illegal n would not be able to file a judgement against me in court to garnish my wages.

As your state laws prohibit payday loans, I don't think your payday lender will be able to garnish your wages. As they are illegal, they won't be able to file a lawsuit against you. Unless they file a lawsuit and get a judgment, they won't be able to garnish your wages.

What you're referring to is a voluntary wage assignment. As I said, it's revocable at any time. You simply need to send these people something in writing (email is fine) and also provide a copy of the revocation to your employer.