New Day Financial Misleading

Be very cautious with these people. They tell you that your file is approved after receiving a good appraisal, get all of you documents in order, confirm and request the payoffs, FICO score okay,get your verification of income, evidence of insurabilty, etc , etc... tell you that you are good to go, that all is good and your ratios, and credit , etc conform to the guidelines and criterea of the FHA and then tell you a projected closing date forthcoming after someone reviews your file . Only to be told that some committee did not approve now ?? How do you order appraisals and payoffs, get all necessary documentation , meet income ratio and other FHA/lender guidelines including a very good track record of no late payments at all the past 2 years ( as required) and then get shot down at the very end??? I now reralize what was thought to be a ligitimate and upfront company (that tells you that once the apprasal comes in acceptable then should have no problem being approved, which a few days later was told exactly that, that my file had been approved), is in fact , looks like that just want your money and tell you what you want to hear. Sorry, but I have done my homework on FHA guidelines with the actual FHA handbook for lenders/ appraisers and underwriters and found not one thing that would disqualify me the last minute, which really should never have even remotely gotten anywhere this close to a loan close if in fact there was something that was a problem. Refinancers , etc, beware .This practice and misleading sales practice will be logged with the BBB in Maryland and a formal complaint with several other industry regulating agencies and watchdog groups to hopefully bring these shady practices to the forefront of the public and the responsible governmental agencies. Oh, and I can back up every word in this letter with electronic and written corresdpondence from this company.