Calling my neighbors

The number 800-864-6033 belongs to SIMM Associates

SIMM Associates
PO BOX 7526
Newark, Delaware 19714

They left a message on our machine that they were investigating an important matter and gave a case number. I sent them a debt validation letter and a cease and desist letter and have heard nothing since.

:shock: Un-believable!

Thanks so much, they never left a message at my home, so I don't know what it its about. Guess I should call and find out. Is it legal for them to call my neighbor?

They can't legally call and leave a message about your ss#. This is another trick that agencies use.

The collection agency can't discuss anything about your ssn# as well as your accounts with any third party i.e. your neighbors. They have the legal rights to call another person if they are unable to locate you. But anything about your account should not be discussed with them.

Jami, you should ask for a validation of accounts from the collection agency and make sure if they are having any of your past debt. Get the following details from them while they are validating your debt. I read the page in this site and picked it up for you.

http://www.debtconsolidationcare.com/validation.html

If the collection agency poses threats or harassments, you have the legal rights to record them and give it to your attorney. Before you do so, check the state laws and know if recording can be done secretly or it requires legal permission of the other party. In any case, you should not be a victim of harassment and should take actions if required.

Thanks all. I called the number 3 times today and got just a voicemail. I didn't leave a message. I want to speak to a live person, and the Validation letter will go out tomorrow.

wow, is there anything they won't do? Good thing we can all come here and talk about this kind of stuff, giving away their 'tricks of the trade'. That way we've all better prepared and forewarned. shirley

They'll do anything it seems like to me. When you try to get them to do something, there is no help or response. I get so frustrated sometimes but it's nice to come and read. I know that I'm not alone.